atvaholic Posted October 14, 2016 Report Share Posted October 14, 2016 Just picked an old Polaris sportsman 06 model to have a little fun. Had a quad back in the day but sold it. I don't remember what insurance costs but I just got quoted $430.00 for the year on a 10 year old machine. Wondering what everyone else pays. I don't remember it being so damn expensive. Link to comment Share on other sites More sharing options...
Old Ironmaker Posted October 14, 2016 Report Share Posted October 14, 2016 Yep. if it has wheels or an engine on it insurance has become ridiculous. Especially off road toys. A buddy was just talking about 700 a year for a brand new snow machine. Link to comment Share on other sites More sharing options...
porkpie Posted October 14, 2016 Report Share Posted October 14, 2016 I get a discount through work, but I pay about $350 a year for insurance on my 2005 350cc 4x4 quad and a 1998 500cc snowmobile. I've been told this is a very good price for both, and I'm not sure how much the work discount factors in. A lot may have to do with the size of the quad etc. Link to comment Share on other sites More sharing options...
DRIFTER_016 Posted October 14, 2016 Report Share Posted October 14, 2016 Yep. if it has wheels or an engine on it insurance has become ridiculous. Especially off road toys. A buddy was just talking about 700 a year for a brand new snow machine. Full coverage on my sled back in late '07 was $850!!! Needless to say I dropped the collision on it to save$$$$. Link to comment Share on other sites More sharing options...
dave524 Posted October 14, 2016 Report Share Posted October 14, 2016 Full coverage on my sled back in late '07 was $850!!! Needless to say I dropped the collision on it to save$$$$. Yeah but up there you run them 10 months of the year Link to comment Share on other sites More sharing options...
Big Cliff Posted October 14, 2016 Report Share Posted October 14, 2016 <$40.00 a month, I'd say you are doing ok! Link to comment Share on other sites More sharing options...
Woodsman Posted October 14, 2016 Report Share Posted October 14, 2016 I pay $410 per year for full coverage on a 2016 450 Outlander L Max DPS. I'm sure my discount for them having my 2 vehicles & house plays a part in that rate. Link to comment Share on other sites More sharing options...
Sinker Posted October 14, 2016 Report Share Posted October 14, 2016 Call around. A lot of places wont even insure them. Canada life, and state farm are supposed to be pretty good for ATV's and Sleds. I have my sled insured with my auto insurance through CAA....costs me about $20 a month for the sled. S. Link to comment Share on other sites More sharing options...
Fisherman Posted October 14, 2016 Report Share Posted October 14, 2016 $153 a year PL/PD fire and theft. 2009 Grizzly 550. Link to comment Share on other sites More sharing options...
Old Ironmaker Posted October 15, 2016 Report Share Posted October 15, 2016 (edited) To put things in perspective I just turned 23 and bought a 1977 L-88 Corvette Stingray in 1978. I paid $850.00 a year for insurance. I was only making around $1000.00 a month though. And that was good deal then as I wasn't yet 25 but back then I think the pre 25 year old higher premiums only applied to women drivers. Edited October 15, 2016 by Old Ironmaker Link to comment Share on other sites More sharing options...
Woodsman Posted October 15, 2016 Report Share Posted October 15, 2016 Yes insurance #'s differ but you must compare apples to apples. A rate for PL & PD only can not compare to a rate for Pl & PD + fire & theft and comp & collision (including on ice). Link to comment Share on other sites More sharing options...
wormdunker Posted October 15, 2016 Report Share Posted October 15, 2016 Fisherman's Grizz at $153.00 per year sounds like a very good price including fire & theft. In 2012 I had a brand new Polaris Sportsman 500. My insurance cost was $29.00 per month with TD Canada Trust insurance. I was covered for PL/PD, fire, theft & collision. I'm not sure if I was covered while travelling on a frozen lake. The amount of deductible will also play a big part in your premium. Link to comment Share on other sites More sharing options...
pics Posted October 17, 2016 Report Share Posted October 17, 2016 TD home and Auto -$225 for a 400cc Suzuki Link to comment Share on other sites More sharing options...
Dozer Posted October 20, 2016 Report Share Posted October 20, 2016 Yup - call TD Link to comment Share on other sites More sharing options...
KLINKER Posted October 20, 2016 Report Share Posted October 20, 2016 TD raised the motorcycles 50% this year, wawwannase ? was the one to try. Link to comment Share on other sites More sharing options...
spincast Posted October 21, 2016 Report Share Posted October 21, 2016 180/yr pl pd.. .xtra 45 / year comp(fire theft etc) each 2016 500 and a 2013 700 ltd. Economical Insurance Link to comment Share on other sites More sharing options...
ch312 Posted October 29, 2016 Report Share Posted October 29, 2016 State Farm/Certas: -2007 Grizzly 700 atv with fire and theft - $15/month or $180/yr -2000 SXR 600 sled with fire and theft - $14/month or $168/yr -2013 WR250R bike with fire and theft - $41/month or $490/yr Ya gotta pay to play! Link to comment Share on other sites More sharing options...
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