"The pay as you go is also a gimmick, I'd you don't top up in time all the money that is built up is gone, a rip off that is!"
I use the auto top up feature on my Rogers Pay as You Go rolls over every month, If I don't use the $10 a month it just rolls over to next month =$20 and the month thereafter $30. I don't loose if if I don't use it. You just have to pay attention, it cheaper that way.