I feel for all the people that are looking at there homes and the damage that it has caused by flooding. Unfortunately its a price you have to pay to live by water.
Growing up on Lake Huron 30 years ago I can remember when cottages along the water got wiped out because the ice and water rose so much. As the years went on the water dropped, and dropped... Everyone remember the -Stop the Drop- campaign, blame Lake St Clair dredging.
So, all this water was gone.. so hey build cottages and houses back close to the water for the view... put a nice big deck close to the beach. Last high water mark most of it was wiped out again.
When you do the building plan they only require drainage based on 100 year event. They should just change that to .. your living by water its going to flood at some point.