Tim Mills Posted February 6, 2014 Report Posted February 6, 2014 You may consider renting for a period of time in both locations before buying. Land O Lakes has some nice lakes.
fisherman7 Posted February 7, 2014 Author Report Posted February 7, 2014 Again, all great ideas and suggestions. Thanks everyone!
nancur373 Posted February 7, 2014 Report Posted February 7, 2014 Can't beat that .. I pay $10,500 a year in Penetang and I'm NOT on the water!!! Need to get yourself some livestock lol
irishfield Posted February 7, 2014 Report Posted February 7, 2014 Based on formulation.. that might reduce me to $7500..... $5250 if I could claim the entire parcel. Not worth the cost of livestock insurance to deal with a herd of cattle. Now goats.. might keep the grass cut... lol
aplumma Posted February 7, 2014 Report Posted February 7, 2014 Goats are not good for field clearing now fence lines yes. Get sheep for pastures nice cuts without tearing out the roots like horses and mules. Art
irishfield Posted February 7, 2014 Report Posted February 7, 2014 I can't have sheep Art... too many of the guys on here would want the OFC parties held here... As I noted previously fisherman7.. check each municipalities website and find their mill rate and see which one better suits the financial situation. There is a huge difference from place to place thanks to the mill rate being pretty much based on the average home. As an example... in the town of Penetang for instance the average house cost is under $150k for the main town core, so they try to get 2 grand each out of those for taxes. So that leaves a $900K water front to pay 6 times that or around $12,000/yr. We have no "in town / out of town" rate differential, all pay the same.... where as if you were in Temagami you pay the full mill rate to be in town and anyone that is outside the town limits in the municipality only pay 1/2 the mill rate. So a $200k house in town pays the same taxes as a $400K house out of town. Not many do that, but they're out there.. Where I am right now use to be Tay Township... but we got screwed when we were amalgamated into the town of Penetang, with a 43% tax rise the day it happened.
Big Cliff Posted February 10, 2014 Report Posted February 10, 2014 Consider 1. Proximity to hospital 2. Shopping. Banking. Beer store. Gas. Home Depot. Costco. 3. Species of fish you target. 4. Proximity to social/community stuff. 5. Boating opportunities. ie. Trent System. vs landlocked lake 6. BLACKFLIES. -way less in Kawarthas 7. Granite vs limestone. Stoney Lake/Lower Buckhorn/Northeast Pigeon/Big Bald- could be Muskoka. 8. Proximity to neighbours 9. Boat traffic 10. Stable water levels. Can't beat the Trent. (till Thanksgiving) We chose North east Pigeon for all the above reasons with some compromise. I need walleye and muskie. When friends in Muskoka/Haliburton are slaughtered by blackfies in May/June I just smile Just sayin Good luck with your decision X2 Sue and I spent 4 years looking for our retirement waterfront dream home. We chose to be on Sturgeon Lake because of the proximity to the hospital and Sue's heart condition and many of the other factors listed above. We are at that point where swimming isn't a big deal for us anymore but it is still nice to be on the water and waterfront property is a good investment (with very few exceptions they just aren't making any more of it). If you do decide to come up this way, there are a lot more factors that you need to take into consideration; septic systems, wells (flow, recovery, water condition) and I'd be happy to sit down with you and share some of what we have learned! It is an important decision, just make sure you have all the facts and consider the future. Good luck!
fisherman7 Posted February 10, 2014 Author Report Posted February 10, 2014 X2 Sue and I spent 4 years looking for our retirement waterfront dream home. We chose to be on Sturgeon Lake because of the proximity to the hospital and Sue's heart condition and many of the other factors listed above. We are at that point where swimming isn't a big deal for us anymore but it is still nice to be on the water and waterfront property is a good investment (with very few exceptions they just aren't making any more of it). If you do decide to come up this way, there are a lot more factors that you need to take into consideration; septic systems, wells (flow, recovery, water condition) and I'd be happy to sit down with you and share some of what we have learned! It is an important decision, just make sure you have all the facts and consider the future. Good luck! Thanks for the offer Big Cliff. We took a drive this weekend around Pigeon, Upper Buckhorn and Chemong. Once we get closer to the date I'll look you up. Thanks again.
misfish Posted February 10, 2014 Report Posted February 10, 2014 I'm retired and live about 10 miles east of Chemong at Clear Lake and would highly recommend this area to anyone. I will be too ,As soon as you put that garage loft up for rent Lew. LOL
lew Posted February 10, 2014 Report Posted February 10, 2014 As soon as you put that garage loft up for rent Lew. You just want to sit up there and use my deer for target practice
misfish Posted February 10, 2014 Report Posted February 10, 2014 You just want to sit up there and use my deer for target practice You wont STARVE.
SirCranksalot Posted February 11, 2014 Report Posted February 11, 2014 I don't see why we need to choose between helping our own and helping those in poor 3rd world countries. There's enough $$ in Canada to do both! The gap between rich and poor keeps increasing, though, as it does to an even greater extent in the US.
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