I have a complete set of 4 winter tires on rims for 3 separate vehicles (mine and my daughters), several years ago I had never driven with snows.
The difference is night and day, if you believe differently you are not as informed of the difference between "all season" and "winter tires" as you should be.
The life lost because of a poor and uniformed decision could be one of your own family members or even yourself.
Mandated, slippery slope but I will give my daughters every advantage available, cost is not a factor!