I'm with bones, head to south beach and look for Anna. Give Enrique a little slap and he'll run away like a schoolgirl, leaving Anna in awe of your masculinity.
can't help you. Is there a bigger scam than car insurance? Pretty sure the only time you need it is if you kill someone or total your car. Scary how many tens of thousands I've paid into insurance to get nothing out. At least life insurance you get something when you die!