-
Posts
5,752 -
Joined
-
Last visited
-
Days Won
59
Content Type
Events
Profiles
Forums
Store
Everything posted by AKRISONER
-
Are Polarized Fishing Glasses worth it
AKRISONER replied to LittleWorm's topic in General Discussion
theres a changing tide in fishing fashion...a buddy and I clued into about 5 years ago that there was a market of fishermen who were somewhat hypebeast/street fashion conscious with absolutely no one catering to them. yes of course bass pro trucker hats and flannel shirts will still dominate fishing fashion as long as folks from texas, alabama and georgia have anything to say about it... But check out the likes of Bass Brigade, Bassers United and Warbaits... My buddy and I made a little bit clothing under the "trophies fishing" banner check the logo on the hat, flat beaks, normal sunglasses lol you get the idea -
Are Polarized Fishing Glasses worth it
AKRISONER replied to LittleWorm's topic in General Discussion
been very happy with my Spy Discords, ive had them for 4 years they are very comfortable and dont make you look like a middle aged white guy or guy fieri -
Thanks for the input guys, im still contemplating but im heavily leaning towards not insuring the boat...I already know that my deductible would be $1,000 and the blue book value is just under $3,000...my premium for the year is going to be over $400 and then id have to spend over $500 just to get the marine survey done...so basically just to get insurance to cover anything id be paying $2,000 of the $3,000 that the insurance company would give me should the boat sink...just doesnt seem like a good investment at this point. if i squeeze two years out of the boat without crashing it...voila im in the green. A co-worker of mine that sails said that theres a possibility that my house insurance would cover some of my personal liability...which is really what i was trying to insure against anyways....I really dont give a damn about the boat at this point.
-
good point G, this is exactly what happened to the previous owner and the reason for the hull repair. He was trailering and something kicked up off of the road and hit the side of the boat damaging the fibreglass on the left side. He explained that he was pretty upset because he ended up paying a heck of a lot of money out of pocket to repair the hull because it wasnt covered by his truck's insurance.
-
Sorry mech i thought i quoted and replied to you...a few pages back i talked about how because my mortgage isnt being done through one of the bank's "approved list of 7 lenders" they wouldnt give me a Heloc Spoke to my old man and he was cool with doing the loan for me because he likes the idea of me not using his boat anymore So yes, ive got a loan, but its through my old man so in anyone elses eyes its paid for in cash.
-
I started asking these questions and they admitted that should anything happen they are going to write the boat off...I also couldnt be bothered to pay the $1000 dollar deductible to get the extra 2 thousand they would give me along with the increased premiums on anything I insure for the rest of my life. I already accepted the fact that even if anything happened to my boat, I wouldnt make a claim because it wouldnt be worth it. My loss if I crash the boat...the boating stats kinda shocked me that they were so low...but it makes a lot of sense, especially on the areas I boat, the only yahoos seem to be on jet skis...surprise surprise...and thats not my responsibility
-
Are Polarized Fishing Glasses worth it
AKRISONER replied to LittleWorm's topic in General Discussion
1000% ive sight fished so many fish on georgian bay its ridiculous. It really depends on the water you fish, but on georgian bay where visibility can be 30 Feet easily, its awesome to spot fish sunning themselves on shoals etc and be able to pitch to them. -
Hey Lew, They are one of the companies that quoted me, they require a Marine Survey for any boat over 15 years old.
-
Lesson learned....I apologize to everyone here, never read about how insurance companies are trying to take you and then post right before bed. You become a total bumhole and then sound like one when you post. You are totally right cisco, the time to get a marine survey is before you buy the boat. But for the price i paid, theres definitely gonna be some inhereted risk associated with buying a 20 year old boat. I already know that there was one fibreglass repair done to it...the seller was 100% forthcoming, the repair was done close to 6 years ago when he had no intention of selling it. At that time the owner had every intention of continuing to use the boat so he had it professionally repaired and spent a lot of money doing so. He showed me the job the guy did from the inside out and you literally could basically not tell from the inside that it had been repaired aside from colouration and from the outside it was spotless and impossible to see. The owner even provided me with the receipt for the repair because the shop that did it guaranteed it for life. What im looking at now is that I could go get this marine survey done, and they could basically say the boat is uninsurable, and now ive literally thrown away the cost of getting the survey when Im contemplating not insuring the boat at all now anyways. Like hypothetically they say that it shouldnt be insured...and sure enough im back at square one unable to get insurance and out $500 This is how these guys get you, you cant get Liability insurance...you have to buy the complete package for a boat thats blue book is only $3000 thats with a $1000 deductible...so basically i would never claim against the insurance anyways If the boat is totally shot...im out the money i paid for the boat...im using my own judgement and inspection of the boat and taking on that risk. In my opinion I should be afforded that freedom and provided the opportunity to purchase liability insurance that would basically have nothing to do with the mechanical functionality of the boat. I get it, if the boat friggin sinks instantly and all of my friends are in it and we all drown...theres a problem, but like a few pictures of the boat would solve that? Sorry to rant...Cisco if the boat was 30+ thousand I would be 100% on board to get the survey done before hand, but for insurance purposes when all i want coverage for is if someone goes swimming at night in the middle of the lake and I somehow dont see them...I guess i better reverse and make sure they get chopped up entirely at this point ahaha. Great advice though! I tried that Iron, they will only do up to 60hp ....Youd think i was buying a 50 foot yacht lol. Ive done some heavy reading about boat accident stats....basically if you dont drink and boat...there are 42 boat related casualties per year in canada from boating....8(7)% of these deaths would have been prevented had the people worn PFD's....so basically at this point id be insuring myself against the 2 people per year that die in power boating accidents that are wearing PFD's and werent drinking and boating. Seems insane right? I honestly couldnt believe the stats were that low...the large majority of boat accidents are people that are fishing that fall overboard without a PFD or are drunk...not really surprising when you think about it.
-
i need a bigger bottle of scotch
-
an option im heavily considering after looking up how low the incidence of boat accidents is if you dont drink and boat...less than 40 per year in canada. didnt need the survey for "soundness" of the boat, its all fibreglass no marks and the engine runs...what more could I want? not financed apparently its standard for any boat over 20 with any company...i dont need to pay 500 for someone to tell me that my boat is in good mechanical shape...im capable of doing that myself. its mandatory apparently for anything over 20...yawn so stupid you only have to do it if you buy teh boat second hand after 20 years....I already know the boat will float and run, what a friggin scam
-
Hey Guys, I am trying to get everything set up for the boat that I just purchased and I was notified that because my boat is 20 years old I am required to obtain a marine survey in order to get insurance. Is this for friggin real? If so, where can one be conducted and how does the process work. Also I am open to any info as it relates to this being a requirement for all insurance companies or is it only partial to some? This insurance crap is getting ridiculous with this boat considering its not even a legal requirement. I am basically forced to insure the boat for far more than its cash value anyways....Im reading this marine survey might cost me close to $500?!
-
heres a solution...go fish the inland lakes that are completely locked up and will be for the next month. Cant say im a huge fan of guys leaving it to the first responders to bail them out if they get stuck out there...but if you really gotta ice fish just go somewhere the ice is safer? I know I will be this weekend.
-
Purchasing a used boat from a dealer % rate
AKRISONER replied to AKRISONER's topic in General Discussion
sounds pretty close to this package 24v system with a 3 bank charger, the electronics in the one picture are off of the boat, ive got my own set of helix's ill be installing. Im just praying the motor holds up! I bought a yamaha in the hopes that it would! -
he needed a vaca after thinking ottawa was going to get rid of karlsonn for a bag of pucks
-
braid to raven xxxs swivel to whatever fluorocarbon your heart desires.
-
Purchasing a used boat from a dealer % rate
AKRISONER replied to AKRISONER's topic in General Discussion
Having looked a a few boats in person and 1,000,000 online I pretty much knew instantly when i saw it that it was going to be the one I was purchasing. If you want to tell how a guy has taken care of his boat when you go to see it, look at his garage, house and truck. The truck in the driveway was washed and its winter time, the house and gardens were all well kept and maintained and his garage floor was cleaner than my kitchen floor lol. I kept trying to find marks, dents, scratches, dock rash, loose screws, rust...anything...and i couldnt. When he got it running for me the second time i went to close the deal with him, he had fogged the engine in the fall so he cleared everything out, and put all new plugs in it for me. It was basically exactly what you would hope for when buying something used from someone. I generally take really good care of my stuff but even I doubt that i can keep up the level of maintenance and cleanliness that the boat is accustomed to lol. Is it the third saturday in May this weekend? -
also...tipping the meegs with a tube...interestinggggggg are you cutting it down or are you finding tubes that short?
-
Purchasing a used boat from a dealer % rate
AKRISONER replied to AKRISONER's topic in General Discussion
The 3 batteries and livewells are all located in the back of the boat so pourposing is definitely a concern, I imagine I have enough power here to push through it though. I dont believe that I have enough power to chine all over...every video on youtube of it the guys are pushing well over 60 and this boat isnt ever going to get going that quick. You guys really are some crazy buggers, chopping throttle and jumping wakes ahhaha holy cow. Plumma are you literally saying you will be pinned at full throttle then slam it back to 1/4 throttle and then power it back to full? or are you saying you are at full throttle, and then drop to 3/4 throttle then back to 4? hahah holy cow the day i try this will be a day that I am feeling very adventerous...ive always just backed off the throttle no matter what the boat and quartered wakes then sped back up...never been one to hammer it over the wake, i prefer to be not concussed lol. Grimsby, i literally only have acquaintances with bass boats, all of my immediate fishing friends and family are either in multispecies boats or the young guys are running 16 foot aluminums. Gonna be on my own on this one...as far as I am aware, i am the only full time cottager up in PAB with a bass boat, we get a few visitors around but nobody thats there all year. I think last year I saw 2 true bass boats up there all year lol Interesting you guys are saying chop makes your boat actually go faster? Im guessing its that it provides more air space beneath the boat reducing drag? Ive never thought of this concept. I wasnt going to bother posting pictures of my boat in someone elses garage, i figured itd be better to get photos once shes on the water! but because you ask, its too hard for me to not want to share with you guys lol Even funnier is you know I have a bunch of photos on my camera of it lol -
Purchasing a used boat from a dealer % rate
AKRISONER replied to AKRISONER's topic in General Discussion
I didnt even know Chine walk was a thing until now...holy hell that scares the Bejeesus outta me. I can imagine there are a lot of idiots out there that would hop in a boat that can do 100 and basically pin it the first day on the water....not my intention at all. Pointe au baril is typically too friggin rough to be running that fast anyways...i mean you can do it, but it also beats the living hell out of your boat. I will slowly learn what it does at each speed progressivly getting quicker until I hit top end. At this point I think the 45mph that our alumacraft can do feels very fast so I can only imagine what pushing past 50+ would feel like...I dont even really think I am one to drive that quick unless conditions are totally ideal and Im purposely deciding to drive really fast...I find driving around at 40mph plenty quick to get around anyways. The boat doesnt have a jack plate to allow for quick adjustments like that so I definitely wont be messing around with my outboard height until Im done getting the basics the way that I want them...then i can start talking about making adjustments, but until then I am sure that the boat will run just fine, the fine tuning can come once I am settled in with it. Its a small boat with a pretty big motor for its size...the insurance company tells me so -
funny cause this is now the first year that I am wishing the ice away having just bought a boat and sure enough, theres no snow on the lake up there so its been making ice and will continue to probably right until april...Ive never seen such thick ice on G bay since I started on the lake 15 years ago.
-
Purchasing a used boat from a dealer % rate
AKRISONER replied to AKRISONER's topic in General Discussion
if youve never hit a rock on Gbay have you really boated? at that price, id probably buy gas just to burn it for fun...holy crap! Marina gas these days is pushing 9 bucks a gallon pluma lol -
lmao, he might have died, along with his teams hopes of ever being a competitive hockey team again.
-
big difference between stubhub online guys that are basically tec gurus figuring out ways to cheat the system, vs the grubby guy down on front street peddelling hard tickets.
-
Did you guys know that the scalper business in Toronto is actually run by criminal enterprise? Makes sense when you realize the grubby guy the street cant actually afford,nor get his hands on those $1000 platinum leaf tickets.