I know that feeling way down in your gut.
Was Bass fishing in a small lake with my dad.We were in a 16ft canoe, and i was using a floro green J-Plug.
I got the lure back to the boat and let it sit in the water as dad and i talked a bit. I remember seeing movement in the water close by, and looked to the side just in time to see a huge Musky,cruiseing along the surface, and swallowing my plug.The line never moved, it was justcut like a pair of scissors sliced it off.
I estimate it was 50-52 inches long and was at least 7 inches between the eyes.I thought it was a croc:w00t: