A centre pin reel is different than a fly reel because it has the ability to free spool line which cannot be done with a fly reel. A mooching reel is similar to a fly reel, but has a much greater capacity than a fly reel and is designed for mono and not fly line. Mooching reels are used mostly for trolling and I don't think that they are as popular in Ontario as they are out west. Mooching reels , like fly reels, don't give you the free spool option that centre pins give you. You could use a large arbour fly reel with mono as a mooching reel if you wanted, but you wouldn't want to replace a fly reel with a mooching reel because of their weight. For your fishing style you do not need these reels IMO.