A good plan would be to take the safety course which will allow you to get your m1 and see how you like it and if your capable all without having to buy a bike or get insurance. If you buy one check insurance premiums on that model before buying it. I started riding last summer with 3 yrs previous experience but had not rode since I was 40 and am 57 now and love it, run to work and all over on it. You risk your like waking up, everything in degrees but if you dress for a fall you are much more likely to walk away.