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BillM

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Everything posted by BillM

  1. Following Terry sounds like it might be hazardous to your health
  2. Where can I sign up for 'Lews Guiding Service'? :)
  3. Self control is a wonderful thing. That's like blaming the government because someone is an alcoholic. No one makes you put that $0.75 into the slot machine and pull the handle.
  4. Yeah, you gotta watch the MERs, they can really hit you in the wallet, especially when you end up with substantial amounts in your RRSPs. I've got stock options through work, also a RRSP they'll match up to 6% of my annual salary. I also invest outside of work as well (Another RRSP, TFSA and a bunch of ETFs)... We get company stock at a 15% discount right off the bat, and we're allowed to use 10% of our salary towards that as well. It's built up a sweet little nest egg for myself over the past 10 years. I think the most important thing people have on their side is time.. I started investing in my mid 20's, bought a house at 28 (That will be paid off in the next 4 years).. If the market dips, that's the best time to stop worrying about what you've potentially lost and drop more $$$ into it. I did that in 2008 and I'm reaping the benefits of it today... Just gotta be smart, don't panic and things will work out. I think it would be a good idea that our education system spends more time teaching our kids how to save and invest rather then worrying about a war that happened over 200 years ago
  5. Yeah, too bad the conditions were awful (Cloudy, zero sun) Ah well, lots of time!
  6. Joey, I think that snowy is yawning, lol! I went out once so far this year and actually saw one! 1 for 1!
  7. It's a nice way for him to retire, no complaints from me... Good on the Sens for doing that.
  8. Canadian Couch Potato is another good site if you want to do some reading.
  9. Guys, if the pop-ups annoy you that much look into an extension called 'Ghostery' I use this along with an ad-aware extension in Chrome and I never, ever get popups. Super simple to install as well, almost zero configuration. AdBlock is also another good extension.
  10. Wowzers.. I was out of the house for college and never returned, not like the offer wasn't open but I was working while in college and had a fulltime gig the day I graduated. Sure I had to slum it a bit, but that's all apart of growing up. Some people still living at home in their late 20's and 30's blow my mind.
  11. Your first problem is Rogers! You actually get signal up at Temagami? That's the one reason I went with Bell, way better coverage in the sticks if I need it.
  12. Dave, the secret is to not to try to keep up with the neighbours. If your current XYZ does the job, then that's all you need.
  13. I wish I had the excuse to buy a new sled, but I really don't use mine all that often.
  14. Get a watercooled engine, the 550 fans (I've got a '02 Indy Trail Touring) are notorious for over heating and blowing top ends (Like mine ).. Now that being said if all you're doing is putting around Simcoe (Which is pretty much all I do) it will be just fine. When I blew my top end I was in probably a foot of slush with 2ft of powder with me and my dad on the sled towing our shelter. And it blew after about 7 miles of WOT in those conditions, lol! (Only the right side cylinder). It's been fine every since I replaced the top end. And if the conditions are that bad, I stay home.
  15. Alfie was a great player, although I feel bad for him he had to spend his career in Ottawa!
  16. I should have tried this! Mine went from reeling in nice and slow to absolute insanity... I couldn't turn it, stop it or do anything. Even putting pressure on the spool didn't help. I just shook my head while the reel screamed like mad. Then I had to go buy more line, lol! I love chinnies!
  17. Spooled this year fishing off Bowmanville. It was over quick!
  18. The returns I've seen over the past few years would disagree with you. The only times you see a loss is when you actually pull the money out..
  19. Joey, just use the BBCode links in Flickr, it should work without issue.
  20. Be diversified. So many people put all their eggs into one basket. That's a bad bad decision. RRSP, ETFs, DCCP through work, stock purchase plans, etc..
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