I would put my 5K away, and save another 5K for next year. I’d take up river fishing for smallies and salmon and trout for a season. Then I’d find a 16 foot bare hull with a 30hp 4 stroke and put a flat floor in the front if your that type of angler. I spent my first 7 or 8 boating years in a Lund SSV 16 with a 30. I did all kinds of fishing out of that boat, caught all kinds of fish, and towed it all over the province. Did a lot of down rigging out of it on big water too. I would not invest in one of these old tubs. I’ve watched too many guys at the ramp on various opening days praying to no avail that their motor would turn over, or that they wouldn’t have some other problem. And then they try the home repairs because marine mechanics are expensive. I’m a frugal guy, have 3 kids, one I’m putting through university, and 2 more to go. I understand the need for budgeting, but I’m far enough down the road that I don’t waste my money on crap anymore. My time is valuable, and when I want to go, I want to go.