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Everything posted by pike slayer
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buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
thanks everyone!! i got the keys today ya my lawyer was telling me that, he said make sure nothing has changed since the walk through. i'm in no huge rush to be moving out there. im gonna start moving a few things out there tomorrow like my boat and snowmobile. then this week start moving the rest of the stuff after i get phone, tv,etc. hooked up tonight the gf and i are gonna break the place in -
buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
good news!! the lawyer called me today and he said the bank didnt have a problem with me and i got the house. turns out that he didnt even call the bank and he just figured they would have given me a problem about it. and all they aksed was if there is snow removal there and he said yes and they didnt have a problem so that jerk made me stress out about nothing really!! I went today at lunch to sign the papers and give my 5% down. I'm going tomorrow to sign the final papers and have the keys handed over to me. thanks to all that helped me out on this! a special thanks goes out to johnf! the closing date is tomorrow but i wont be rushing out, gotta deal with phone and what not first. i'll take pics of the house and pics of the area and post a new topics for everything to see in the near future. once again thanks alot everyone! -
buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
Well i went into the lawyers office today. He basically just wanted to meet with me in person and show me exactly on paper as to whats going on and what our next actions will be. We came up with keep going ahead to see if the bank will cooperate with us and give me the mortgage anyways and deal with all the headaches of rezoning and what not after. If that fails then all we got left to do is fight over who takes blame for all this. he said if it ever does go to court that i have a very good chance of winning because the court doesnt like to see ppl get screwed around. so on with another day of this! holy i hear from him tomorrow as to what the bank says so i know what to perpare for. ohhh joy what an experience this has been attempting to buy my first home. -
buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
here is another little update!!! My lawyer called me this afternoon, and he told me that he spoke to the owners lawyer and the lawyer spoke to the owner and he also talked to the real estate lady that i was dealing with. The owners lawyer says the owners says they have been living in it full time for the past 4 years but never rezoned it. The real estate lady is saying that she had no idea i was buying it as a year round home and thought i was buying it as a cottage. I told my lawyer that she damn well knew i was buying it as a year round home and shes lying to cover her ass and besides it says "cottage or year round home" right on the listing so shes already caught up in her own lie. Then my lawyer tolds me well then we have a situation on our hands and i think you better come down to my office as soon as we can to figure this out. So tomorrow im heading to his office on my lunch break to see what the heck is up! URRGGHH this is annoying!! -
rag in the gas tank with a lighter, fixes the smell everytime
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buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
SO i called my lawyer first thing this morning and he called me back at around 11. He told me that he was typing out a letter to send to the owners lawyer to see if his lawyer will second that its a year round home to help try and convince the bank. I also told him the website to the listing to show that they said its a year round home. i didnt here back from him today and i hope to hear from him tomorrow morning. just giving an update. -
im like herpes to this site, nobody really wants me, not sure where i came from, and well you can never fully get rid of me, i always return and it can be at any moment
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i was impressed with frankie making it to the end and not to beat up at all. He had a good game plan to make it to the end and look good but he didnt finish the fight!! i say they need to find again and someone has to go down. after the edgar fight i left to go to the bar and missed the silva fight by the sounds of it i didnt miss to much! im gonna search around and see if i can find the fight online, by the sounds of things i expected better from anderson
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i cant believe no one posted this one yet
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buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
hey sorry guys i went out to stag last night and didn't get home till now and i had to jump here right away to see what kinda info was put on here. Jer and my lawyer were saying the exact same thing. On paper as of right now its listed as "recreational property" and the bank wont allow the 5% down on it because its considered a cottage. But My realtor, the owner(i spoke with him when signing papers at the real estate office when i first put in my offer. he is also the guy with the contract that plows the road and does road repair) and the lawyer all know i want to buy it as year round. The lawyer said the only thing going for me right now is if i can show on paper saying that is year around which was on the listing.Its all about proving it to the bank to give me the mortgage. It was taken off the MLS site well over a week ago but i looked on the real estate site and as you can see its still on there. i printed it out so i have it on paper and calling the lawyer and send him the link and if i had to drive to the office and give him the printed out paper showing it. Boy i hate to say it but i hate the weekend and having to wait until monday before anymore can continue on this. Thanks to all that posted, this is all great info and i know a little better what i'm up against. i'll be posting an update probably monday after work. -
buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
thanks smitter i hope everything works out to! there is currently no cell service out there. out at gros cap and you pick up american signals and the roaming charges are just stupid. my buddy bought a house out at gros cap last year and every month he has to call rogers and get hundreds of dollars taken off his bills because of roaming and he will not use his cell out there. but there is this new gizmo out that i've been researching. http://www.rogers.com/web/content/internet-mobile/rockethub its suppose to pick up signal from alot farther distances then your cell phone and you only have to plug it into an outlet. you can use your cell phone, wi-fi internet and use it as a landline connection. i called rogers and they said i should able to pick up the towers with it but it might be a bit weak signal and they recommend buying a $117 antenna attatchment to get that added distance to know it'll never fail. Also in march they released a thing saying that starting march 27,2010 they will start working on adding towers/ cell range all the way from sault ste. marie north to thunder bay, so by the end of the summer all roger clients should have cell service the whole way where as right now telus/bell customers only have small areas where cells work with lots of dead spots. i have the document stating all this, if you want more info Pm me and i'll forward it to you. -
buying cottage property and converting it to residential
pike slayer replied to pike slayer's topic in General Discussion
so what would be the deal on "seasonal residential" who exactly would come tell me that im not suppose to be in my house/cottage?? what type of power does a township have? what can they even do?? The locals that live there pay so much a year to have the roads plowed and for garbage disposal. is there some way they could be like ohhh to bad no more grades or plows on this road?? if i back out what kinda of penalties would there be? i have only put $500 down so far and expected to put the other $4100 for my 5% down. this is just trying into one big mess and stressing to the max. could they say to bad you already agreed to buying it and i have to put it down and have a mortgage regardless? the realtor put a stack of papers infront of me and told me to sign them and not to worry about anything. ya well i feel like a total idiot now and the worry levels are raising high... urrgggghh i feel i got myself into a real mess and im to the point of just telling everyone to take a hike but ya i know im not going to and try and handle it in a mature manner. -
hey guys, so im in the process of buying my first home. seeing is how im on this site im an outdoors kinda guy and i do not want to live in town. i found this cute house about 20min outside of town at prince lake in prince township. heres the listing.... http://www.hometownrealestate.ca/listings/details.php3?listingID=560 the lake is just to the right out of the picture at the tree line. theres decent smallie fishing with challenging speckie fishing and with a nice sand beach right there. the deal went through for $93,500. so everything was all approved and the house is suppose to close April 16th. NOW!! My lawyer calls me today and hes like ummmm the property down as "recreational property" and the township is trying to say they dont want anymore year round homes on the lake, they want just cottages but half the lake is year round homes. Its listed on the real estate listing as a "year round home" and thats what im suppose to be buying. I told my lawyer this and i said well i'll print out the listing to show that and he said he MIGHT be able to fight it but no promises. I mean i put my down payment on the place, all other paper work is through and its hung up on this. has anyone had to deal with this before? what can i do to get around it? if the deal does fall through would there be some sort of penalty for me? i was misinformed! its friday and the lawyer called me at 4:20 today while i was still at work to tell me the great news. i have to stress all weekend about it grrrrrrrrr
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center pinners are for fags!! honestly never used one so i cant be the judge! i say use whatever you feel most comfortable with and most confident with.
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wow! i thought we were talking about a whole different kinda bead!!
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so is your daughter keeping them to put in mommys bed while shes sleeping??
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runs normally last up to 3weeks, im not to worried, i may miss the best time but i'll still get into them, plus i only want half a bucket, i hate cleaning those little buggers
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heyyyy dont be showing off the sault and all the great spots!! great pics and nice looking fish, keep them coming!
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the smelts are starting to heat up here around the sault area, gonna be hot later in the week and into the weekend!!
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looks like a pike to me
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its probably one of your buddies just busting your balls. i know quite a few of the spots but i havent gone out there cause you did well. and ya you'd think it would improve the guys business almost free advertising. i did really good pike fishing once last year and posted a remember. i got 9 PMs with ppl wanting to know if i'd show them where the lake is and guide them lol
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i love the stuff, hasnt let me down yet. alot of fishing stuff is also personal peference like a ford vs gm debate.
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it says on the inside of the canoe that its a scotts... and its fiberglass, its been through hell and back, lots of portage bush miles on it. and ya in 2 weeks they should be hitting alot better, they just arent ready to spawn yet, they are on the normal time schedule and this lake is normally amazing in the summer with 50+ pike in one day and decent sizes to. nice time will be better i was a little to horny to get out
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So last night my buddy chris went smelt fishing from 12-6am and got half a bucket and i picked him up at 7am and he didnt even get any sleep. i drove 2hours to his camp and he slept the whole way. the road into his camp is getting burtal, i got my truck buried at a new wash out, when in doubt gas it out haha. with a whole lot of flooring in reverse i got out and took a better run at it. we then got to his camp, did a few renos and measured up a bunch of stuff and wrote a list. going to be putting new counters and changing doors and what not. after we bombed around in his pond in the canoe for specks but came up with nothing. then we headed down the road to my favorite pike lake in hopes of big spawning pike. it was windy cold and well to early for spawning pike. they need more time yet and are verrrryyyy slow. i managed to get only 3 pike and brought home a 2.5lb pike.the forest in the area is pretty neat, there was a forest fire back in the 40s and now its all soft wood all birch, popular and pines, pretty neat.today i took lots of pics nature. the one picture is of ranger lake, the only lake i seen with ice still on it around here. there was a few spots of snow in the bush and the bush was extremely dry!! ive seen it wetter in the heat of the summer, its not looking good. anyways we had a fun day and just glad to get out. better luck next time. <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=twinlakes.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/twinlakes.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=seabrooksnow.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/seabrooksnow.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=seabrookshoreline-1.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/seabrookshoreline-1.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=seabrookforest.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/seabrookforest.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=scopspond.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/scopspond.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=scopscampdakota.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/scopscampdakota.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=rangerlakeice.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/rangerlakeice.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=lilseabrookpike.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/lilseabrookpike.jpg" border="0" alt="Photobucket"></a> <a href="http://s167.photobucket.com/albums/u137/gavinpee/?action=view¤t=fishinseabrook.jpg" target="_blank"><img src="http://i167.photobucket.com/albums/u137/gavinpee/fishinseabrook.jpg" border="0" alt="Photobucket"></a>
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my buddy went last night for smelts went out 12-6am and got half a bucket then i picked him up at 7am and went pike fishing all day haha! he slept both ways in the truck he has to be past out right now lol