Ya the number of ball bearing really means nothing, if you stick a hundred of them in there and they are poor quality all you got is a number to sell it with.
Inexpensive outfits with decent quality? Casting, Abu 4600 or 4601 C-3 will handle most freshwater species, not a good choice for salmon or skis, maybe not if your slamming big pike on a regular basis. Not a lot of problems with that reel and reasonably priced.
Spinning, Shimano Sahara 2500, same reasons as above.
Rods, Berkley Lighting rods, Diawa Heartland, Shimano Convergence, Ugly sticks, serviceable and won`t break the bank.