That's absolutely disgusting !!
You're minding your own business and doing nothing wrong, some punk steals your Jeep, then smashes it up, and YOUR the one that's out the money.
Trouble is, the guys that did it will probably get off with a slap, while your forking over your hard earned money.....what a lousy system we've got
Not that it'll help you, but I had a similar thing happen to me about 30 years ago.
Some guy stole a truck and was roaring thru town, lost control and smashed into my car that was sitting in MY driveway while I was asleep. He took off and was never caught.
My insurance paid to repair my car, but I was out the deductible.
Hope things work out for you Brian