cowanjo Posted February 7, 2010 Report Share Posted February 7, 2010 (edited) Hi all, I would like to ask for your help. My broker is not great in boat insurance. Just purchased a smoker craft 161 with 60HP. Want to ensure have adequate insurance cover. Any suggestions Thank you John Edited February 7, 2010 by cowanjo Link to comment Share on other sites More sharing options...
Radnine Posted February 7, 2010 Report Share Posted February 7, 2010 Mine is through my house insurance. I can't imagine why your broker would not be up on it. Hell, the person I was dealing with was in Bangalore and he dealt with it fine. Jim Link to comment Share on other sites More sharing options...
danbouck Posted February 7, 2010 Report Share Posted February 7, 2010 I am with Northstar, search back and you will find a lot of topics on it. Link to comment Share on other sites More sharing options...
bigugli Posted February 7, 2010 Report Share Posted February 7, 2010 State Farm was pretty cheap compared to a lot of companies I got quotes. Link to comment Share on other sites More sharing options...
Joey Posted February 7, 2010 Report Share Posted February 7, 2010 We also insur ours through our house insurance (or if you rent - tentant's insurance). Ours is through Axa and they give a great rate. What is the company your house insurance is currently under? Joey Link to comment Share on other sites More sharing options...
Roy Posted February 7, 2010 Report Share Posted February 7, 2010 PM "Steve" <----- username. I'm sure he can help you. Link to comment Share on other sites More sharing options...
archer379 Posted February 7, 2010 Report Share Posted February 7, 2010 i have mine as a rider on my house insurance as well Link to comment Share on other sites More sharing options...
Roy Posted February 7, 2010 Report Share Posted February 7, 2010 I was once told, several years ago that I could have a boat and motor as a rider on my property insurance only if the motor was 25HP or less. Don't know it that was true or if it still holds but I have always had mine as a stand alone policy. And I DO read the fine print. Link to comment Share on other sites More sharing options...
irishfield Posted February 7, 2010 Report Share Posted February 7, 2010 (edited) Most home policies cover boats up to 18 HP.. give or take.. read your fine print.. but only to the tune of $1500 usually.. and liability which is the most important part. You can upgrade, at cost, for any horsepower you want. I cover the 25HP and steel boat at the camp that way for about $65 a year for theft ($6500 value) on the 25 honda and 2 million liability for boat use. If you have a nice new boat though.. I'd highly suggest a marine policy, with full replacement value. I use "First Mate" - Royal Sun Alliance Yacht Works for my Lund. Edited February 8, 2010 by irishfield Link to comment Share on other sites More sharing options...
mistaredone Posted February 8, 2010 Report Share Posted February 8, 2010 I insured my boat through RBC under my home insurence. $10 a month for a boat worth $10 000. Had my 90hp motor stolen this year and recived a $5500 pay out that covered a new used 90hp motor, controls and install. 10 out of 10 for RBC. Liability also included in coverage. Link to comment Share on other sites More sharing options...
Recommended Posts
Create an account or sign in to comment
You need to be a member in order to leave a comment
Create an account
Sign up for a new account in our community. It's easy!
Register a new accountSign in
Already have an account? Sign in here.
Sign In Now