....kinda sounds like having your cake and eating it too!? I'm no charter operator, but a business owner and I'm guessing what you are asking for/looking for/hoping for is likely unreasonable to most charter operators. I'm sure most will do what they can....but book a trip somewhere...they have insurance for "trip cancellation" but that still costs you and the headaches can be tough I'm sure. Good luck with your search. I hope it works out. I too have a 5y/o and know what it is like to want to show him the moon. Cheers.