BOAT SURVEY ??HELP

[FISHINGNUT]

I just recieved a phone call from my insurance company informing me that I need to have a boat survey done on my boat by July 18th or they will not renew my policy .I own a 1989 17 foot aluminum bow rider with a 50hp the boat has been insured by the same company for 8 yrs with no claims made by me or any problems.Now all of a sudden I have to get this done ??? I am in the Kitchener area closest place is 45min away and they want $400.00 and cant do it till mid August.Am I out to lunch why $400 and why do I need this??? Anyone have any suggestions or have had similiar situation. I know the boat is older but I had an appraisal done and summited pics 2 yrs ago to them to verify the condition

Thanks Jamie

[Terry]

89

 

50 hp

400 bucks

 

do you even need insurance

 

 

go to a different insurance company and they will fix you up

 

unless you are insuring it for far more then they think it is worth

Edited July 5, 2011 by Terry

[FISHINGNUT]

Thats $400 just for the boat survey then $350 a year to insure it its only insured for $4500 with contents

[smally21]

my thoughts exactly terry.

 

something to think about for sure.

[Raf]

shop around

 

$350 for $4500 coverage is waay too much. you should get more than double that coverage for $350/yr

[misfish]

I had a 87 ranger,insured it for 10 g,s .Never had an issue. My 89 Bayliner same thing.

If anything,you want liability.Was told you dont need a survey for that. Is it still not true if you are towing the boat,it,s covered by your auto insurance?

[mercman]

Just got a quote for my new boat 432/year.Sounds about right if you have full replacement on it.

 

 

[FISHINGNUT]

Thanks for the repiles guys. Made sum phone calls yesterday all the insurance companies I talked to said there was no need for a boat survey on an aluminum boat just wanted picture proof and most were 1/2 the price of my current insurer for the same coverage . So i guess it pays to shop around just saved over $550 for making a few calls.

[Dan668]

Thanks for the repiles guys. Made sum phone calls yesterday all the insurance companies I talked to said there was no need for a boat survey on an aluminum boat just wanted picture proof and most were 1/2 the price of my current insurer for the same coverage . So i guess it pays to shop around just saved over $550 for making a few calls.

 

mines 417, 30000 dollar, full coverage on a brand new lund

[Guest ThisPlaceSucks]

glad to hear that you found the best deal. it goes to show that there is always someone else willing to take on your business.