raysfish2005 Posted February 8, 2008 Report Share Posted February 8, 2008 Ok i buy my ltttle an 1989 Moto 4 250 cc. now i know i need insurance so i call my insurance company befor i head out to the D O T, well blow me over and hold me down, the guy on the other end of the phone says ...Im sorry sir we only insure atv's that are 15 years and new'er.............puck now what, i will bge switching as soon as my police ends but what to do in the mean time.............I was going to use the beast on simcoe this weekend. i have called 4 insurace companys and no luck............................ Link to comment Share on other sites More sharing options...
irishfield Posted February 8, 2008 Report Share Posted February 8, 2008 It ain't gonna go anywhere on Simcoe this weekend anyhow.. Check LadyWalleye's thread on conditions. Try PM'ng "Landlocked" for insurance. Link to comment Share on other sites More sharing options...
raysfish2005 Posted February 8, 2008 Author Report Share Posted February 8, 2008 thanks Irish I'm sooooooooooo ticked I'm chewing on treble hooks !!!!!!! Link to comment Share on other sites More sharing options...
Raf Posted February 8, 2008 Report Share Posted February 8, 2008 congrats on the new toy Ray! You won't be using it out on the bay any time soon though. dang ice!! Link to comment Share on other sites More sharing options...
Pinch Posted February 8, 2008 Report Share Posted February 8, 2008 Ok i buy my ltttle an 1989 Moto 4 250 cc. now i know i need insurance so i call my insurance company befor i head out to the D O T, well blow me over and hold me down, the guy on the other end of the phone says ...Im sorry sir we only insure atv's that are 15 years and new'er.............puck now what, i will bge switching as soon as my police ends but what to do in the mean time.............I was going to use the beast on simcoe this weekend. i have called 4 insurace companys and no luck............................ I just bought a new atv a couple of months ago. I called a few insurance companies for a quote and all of them said that their policies would not cover any claims for on ice activities. They said that they would pay out if there was any liability issue, however, they would then take me to court to recover the costs. So aside from the age issue of your atv, being on the ice may be another issue for your insurance company. Link to comment Share on other sites More sharing options...
Fishnwire Posted February 8, 2008 Report Share Posted February 8, 2008 (edited) When I was considering buying my Kawi 750cc Brute Force, I called my insurance company to see how much the coverage would cost. They quoted me about $500 a year, so I bought the thing and took out the policy. A month later they sent me a registered letter saying they decided not to cover any bikes that big, and that my coverage was going to end in about 5 days. I had to scramble, but I managed to find a different company to cover me. I switched my Jeep and wife's car over too while I was at it. Insurance companies (along with the banks and oil giants) are bloodsucking snakes who are destroying this country a dollar at a time. I think Pinch is right though. I heard motor vehicle insurance, aside from snowmobiles, is negated as soon as you drive on the ice. Edited February 9, 2008 by bonghitts Link to comment Share on other sites More sharing options...
raysfish2005 Posted February 9, 2008 Author Report Share Posted February 9, 2008 Thanks Raff I just looked at the sat pic for the bay ..............not tooking good for this year, well i still have a few weeks left for it to harden, i was going to go up next weekend and try my luck but ooooooooooohhhhh it looks soft, can we get out to the red boye? Link to comment Share on other sites More sharing options...
singingdog Posted February 9, 2008 Report Share Posted February 9, 2008 Another good reason for skis in the winter and bikes in the summer Link to comment Share on other sites More sharing options...
cityfisher Posted February 9, 2008 Report Share Posted February 9, 2008 i have full coverage on my AC 650v2.. INCLUDING full ice covereage. . .if it falls in the drink its covered... its right on my policy... i pay around 400$ a year Link to comment Share on other sites More sharing options...
Big Cliff Posted February 9, 2008 Report Share Posted February 9, 2008 Yup! Asked my insurance agent about what happens if my bike goes through the ice; her respnse was "there is no stupidity clause in your policy, if it did go through the ice it's covered!" Just as a side note: sleds sink really quick, ATVs tend to float because of the air in the tires. Not that I want to but if I was going to go through the ice on anything I think I would prefer to be on my bike! Link to comment Share on other sites More sharing options...
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