young_one Posted February 19, 2008 Report Share Posted February 19, 2008 Which insurance company do you use? My family's insurance contract expired this year. Planning to shop around and see if I can get a cheaper quota. I believe its probably cheaper when I combine all the home insurances together. Home insurance + 2 cars + boat Link to comment Share on other sites More sharing options...
walleyejigger Posted February 19, 2008 Report Share Posted February 19, 2008 i find insurance is one of those things where u have to do the work and call around, no one company is perfect for everyone, i did the whole "re-shop" last year and came out with a new company for myself TD Meloche Monnex were my best rates and significant savings from my previous company good luck Link to comment Share on other sites More sharing options...
Tarzan's Jane Posted February 19, 2008 Report Share Posted February 19, 2008 Stay away from Great West Life...they had a deal for me because I had the three magic things to insure....car, life and home. Well the deal for the car was far from a deal....so I did call around and managed to save myself close to $450.00 a year on the car alone. I deal with AVIVA - Groulx Inc. for my car only. Here is their tel number for my area: (613) 748-1918 toll free (800) 668-0250 Good Luck Link to comment Share on other sites More sharing options...
taper Posted February 19, 2008 Report Share Posted February 19, 2008 Just remember cheapest may not always be the best. With insurance do some leg work and make sure you go with a company that has a good track record for dealing with claims. When you are all excited over losing a car of having a fire at home the last thing you need is a fight with your insurer. Take it from a guy that previously did insurance repair work their is a difference in how some companies deal with the problems. Link to comment Share on other sites More sharing options...
Pinch Posted February 20, 2008 Report Share Posted February 20, 2008 I use direct protect group and have, unfortunately, had to claim for flood damage to my house, as well as a fail to remain collision on my car. They were fantastic and it really couldn't have been any easier. The rates have been very competitive as well. I would highly recommend them! Link to comment Share on other sites More sharing options...
Landlocked Posted February 20, 2008 Report Share Posted February 20, 2008 Find a local broker...they have many options available. Link to comment Share on other sites More sharing options...
young_one Posted February 20, 2008 Author Report Share Posted February 20, 2008 Since my old insurance policy will expire soon this week, quickly made a few calls to the big companies. A fellow board member by the name Bassgoon suggested All State, they sound like a big comany, so made the call yesterday. Guess what! 1. The new quota will save me $1200 per year all together. 2. Same insurance policies! 3. They didn't mind one accident I had last year with the boat, (lower unit had to be replaced) 4. I can still shop around for a different boat insruance, the deadline for that is March (its currently in the high $700's) 5. For the sedan, the deductable with previous policy was $3000, now its $500! Link to comment Share on other sites More sharing options...
bigbuck Posted February 20, 2008 Report Share Posted February 20, 2008 You beat me to it, I was going to recommend Allstate, a buddy of mine has been one of their top 5 agents in Canada for the past 5+ years. If you have a clean and I mean clean record (no accidents or tickets), they are tough to beat in most areas. Link to comment Share on other sites More sharing options...
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