Steve

just about anything can be covered.....just you have to pay for it..... and the recent trends in insurance is purchasing online, and trying to save as much as possible. as a company, we are moving towards cheaper insurance products, which cover less and less.

all I can say is, each policy works slightly different. in today's quest for the cheapest policy possible, what was once covered may no longer be. Want my advice? GET IT IN WRITING!!! He said, she said, my broker said, my friend in insurance said...ALL MEANS NOTHING. Email your broker. Clearly ask the question. Provide scenario's. Once you receive a favorable response, in writing, KEEP IT! If there any any brokers on here, please don't take offense to this but....broker can certainly be wrong. very wrong. That is why they are covered by what is called "Errors and Omissions" Insurance. So if your broker provides you answer, in writing, that doesn't even mean they are correct. It is the claims person's job to follow the underwriters intent. The broker just sells the policy. They will say they can affect the claims process, but they can't. So if they are wrong, but gave you an answer in writing, you will still get covered, just through the brokers E&O policy, not from your insurance policy. Please folks, these discussions are useless....every insurance company has slightly different wordings. If you are unsure, email your broker, and get the response in writing. I always suggest to actually provide your broker claims scenario's for them to answer. After all, that's why you pay them 12.5% commission on your auto policy. Even if your not insured through a broker network, and instead a direct writer, STILL GET IT IN WRITING!!! (that's my public service announcement for the day).

colpoys bay. ice fishing for kings. no need to risk life on lake O

love listening to music while fishing.... rarely am I not.

well, when we are spring time fishing, in the shallows for browns and kings, we are often in the mood for floyd, neil young, or the who. when we are deep water fishing in June and July, its ballz out rock. AC/DC, Zeppelin, Aerosmith, etc. when are up north bass fishing, generally we start out in deep silence. But around 8am ish dad'll throw in some moody blues or the guess who. once he goes in for his afternoon nap, I head out solo. That's when I throw on some Metheny, Miles Davis, or even some Phish. On my boat, music is part of the fishing.

just head up to colpoy's bay. lots of folks salmon fishing there.

I agree. Don't get me wrong, you guys know how much I love Komarov....therefore, clearly I was not happy with the Ovy Leo situation. But, its hockey. With the talent of Ovy, combined with his strength... I can't think of another player with that set of skills in the last thirty years.

not to mention, when someone tries, Ovy will knock them clean on their arse. he's the toughest star in the league.

well, Olli and Leo's line was the best on the ice for the Leafs....

Olli looks as good as any leaf on the ice right now. However Jussi is a helluva hockey player!

hahahaha love it Sinker. i can totally imagine you doing that as well. this thread made me drool. Today for lunch I had some "fresh" halibut from a "nice" restaurant. Not so good. But hey, I tried, lol.

The loss of a pet. One of the hardest things we go through as humans. We lost our dog, Ziggy, in 2007. I still have not been able to get another dog..... I have a cat we rescued almost a year ago.....Lannister is now our family pet. One day I will get a dog again....one day.

you watch. Olli will have a strong game tonight. Sounds like the Leafs put him on the same line as Leo. Just they put that JOKE clarkson on the line with Leo and Olli. What the heck. why ruin an otherwise strong line. Add Holland to play with Leo and Olli. Don't handicap them with the joke that is known as clarkson.

i'm sure it'll have garbage split rings and hooks like typical rapala baits. at least when you buy a Yozuri, which costs 4 bucks more, it'll have top of the line split rings and hooks.

looks like whole wheat buns and a nice healthy piece of fish.... nothing remotely unhealthy about that!

that's $10 worth of halibut down here!!! awesome!

i had the option of any floor I wanted, as we stripped to rivets. I still wanted carpet. something about nice carpet on a hot day....

Lucas, I've heard through the grapevine a new rebel ss with a 75 on the back is now over $30K new!!! look used my friend, look used.

$3K is the selling price. again, more than fair price.

i'd rather be stuck with him than shytestain....err, i mean clarkson.

here's the link to my thread on my rebuild: http://ontariofishingcommunity.com/forums/index.php?showtopic=61481&hl=%2Bron+%2Bbanks

I did the same on my boat. stripped a 17' lund pro guide right down to the rivets and rebuilt it (had it done professionally) to my specs. cost was less than 10K. now I get a TON of folks asking me what model of lund I have, as they have never seen a setup like it.... i just say a custom lund.... nothing beats your own custom lund....

check out tackletour.com lots of reel parts on sale there.

spending some time with Karl Kalonka (the best BIG BASS angler in all of Canada, hands down) would be worth the price of admission in itself. that man flat out can catch big largies. i wasn't able to get out there this weekend, but if I did, he would be the person I would be most interested in talking to.... of course, hearing kvd talk about chucking spinnerbaits and hawking all his kvd gear would be almost....sorta.....nah, it wouldn't be exciting at all. izumi and mercer are always entertaining....and worth hearing as well.

Kessel IS FAST in short bursts. but once he's back on the bench he looks like he is going to die....then his next two shifts he floats until he catches his breath... also, a GOAL SCORER needs more than one way to score a goal. he's kinda one trick pony when it comes to scoring. i think florida would be a good place for him. he would never have to deal with any media, and can sit on the beach and relax.