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Steve

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About Steve

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    All Knowing Angler

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  1. Hey Dave! Don't spend much time online anymore, but still get out ... probably the most all year in the spring. Be out there breaking ice until the kings leave the shallows...then I leave them alone. Still fishing with the old man though. Treasuring these times, for sure. My December Quinte trips are well in the rear view mirror OP, PM me if you need some advice on how to get this settled.
  2. $10,000 dollar claim for a 6 tray tackle box? Your best bet is to go to a tackle shop, explain what you think your father may have had in the tackle box, and have them provide you a formal written declaration of cost. I can only imagine the claims adjuster face when they read you think your dads tackle box cost $10,000. Even if it did (it didn't), but even if it did, your father would been advised to schedule anything with value in the thousands (ie, jewellery, etc). I think you may find if you take a zero off the number, you might get better luck. When I had a tackle box stolen 10 years or so ago at Jordan Harbour I was able to get $1,200 from the insurance company. I had no receipts either. I had all new spring salmon lures which are $10 /each. Good luck. (if a broker was used for the purchase of insurance try getting their help...but I don't think they'll be able to hold a straight face to the $10K claim for a 6 tray, 60 year old tackle box)
  3. worldwide insurance industry has seen record losses 3 years in a row. world wide we have seen record weather related losses 3 years in a row. 3 consecutive years where insurance companies have paid out more per dollar than every dollar brought in. In some cases, 50% more, paying out $1.30 to $1.50 for every dollar in. every line of insurance is going up...way up. finally, for the first time in 15 years, commercial insurance is going WAY UP! (and unless weather changes for the better, which it is not going to, these increases are only going to continue to go up). Lloyds of London lost almost $1.85 for every dollar brought in. They pulled back so much capacity some Insureds cannot obtain insurance - for ANY amount of money. Be prepared for insurance cost increases....without any sympathy from anyone (government, etc) as the dollars are black and white. Insurance companies globally have lost money 3 years in a row....and not a "little bit" either. Wayne, we are increasing our premiums (RSA) by minimum 20% to as much as 100%. Be prepared for an increase on your premiums. (sorry about that)
  4. Geico is a US insurance company owned by Birkshire Hathaway (Warren Buffet). They do not operate in Canada. However, Canada has many low cost, low coverage options if you are looking for similar.
  5. That is a bad one Irish. The FCC put a 5 mile distance ban, so TC followed with a 9 km distance ban (5 miles = 9 km). Our customers must have an operator who is Special Flight Operations Certified....as they are using the drone for commercial activities. But it is still a free for all with personal use.... For those curious, here's the rules for personal use of drones: Don't fly in clouds or fog. Don't fly closer than nine km (five nm) from any aerodrome (i.e., any airport, heliport, helipad, or seaplane base). Don't fly higher than 90 m (300 feet) above the ground. Don't fly closer than 150 m (500 feet) from people, animals, buildings, structures, or vehicles. Don't fly in populated areas or near large groups of people, including at sporting events, concerts, festivals, or firework shows. Don't fly near moving vehicles, highways, bridges, busy streets, or anywhere you could endanger or distract drivers. Don't fly within restricted and controlled airspace, including near or over military bases, prisons, or forest fires. Don't fly anywhere you may interfere with first responders.
  6. TC just follows FAA's rules. FAA makes changes, TC follows. (with respect to drones). We have followed the evolution of drone use over the last few years and have noticed TC has just followed the FAA decisions. Many of our customers are using drones these days. Interesting how they are Insured.
  7. Agree with Cliff. Definitely theft. However, I don't believe the pilot of the drone broke any rules (although there may be state specific regulations in Minnesota that differ from Ontario). If that was in Ontario, the drone would not have broken any current FAA rules.
  8. aside from customer service (no comment on which is better) one big difference between rogers and bell is where your cell phone actually gets reception. my bell phone gets reception in hospitals where my buddies who are with rogers do not (this is the case in four Hamilton hospitals). As well, my cell reception north of highway 17 is better with bell over my friends with rogers. with that said, my cable and internet is with Rogers at home (work picks up my cell phone).
  9. out of curiousity, did some further research. appears E21, the company who made Carrot Stix went bankrupt (actually, more disappeared). appears their remaining inventory was sold off to a 3rd party company who is now selling their stock at deep discounts. If you do a search for the parent company, E21, you will find many lawsuits, both on their fishing rods, as well as apparently some golf clubs they made and screwed customers on as well. I would be very leery buying a carrot stix rod from ANY retailer. Further, I'd be leery of any retailer selling these rods.
  10. they are the most brittle rod ever sold.
  11. thought so. pretty sure it is the same guy.
  12. I believe he is now a financial advisor here in Hamilton.
  13. Goin home, goin home by the waterside I will rest my bones Listen to the river sing sweet songs to rock my soul Goin to plant a weeping willow On the banks green edge it will grow grow grow Sing a lullaby beside the water Lovers come and go – the river roll roll roll Fare you well, fare you well I love you more than words can tell Listen to the river sing sweet songs to rock my soul
  14. Ottawa supports real teams...like the Redblacks....just not the laughing stock Sens.
  15. not on social media ... and haven't posted a report in quite some time...makes fishing different. You only take the camera out for a true trophy, instead of taking pics of every fish caught. times, they are a changin'.
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