Jump to content
Fisherman

Trailer Insurance

Recommended Posts

Looking for a rough idea what people are paying for basic insurance for a 6 x 10 enclosed cargo trailer.  Although I keep it locked an not quite visible to thieves,  thefts are on the rise and insurance might be help if the worst did happen.  Thanks.

Share this post


Link to post
Share on other sites

Read your home policy and talk to your broker. Trailers are covered against claims arising of out ownership, use or operation or it's equipment.... "provided it's not attached or being towed by a vehicle subject to registration". At that point your vehicle insurance covers it, although I'm not sure about replacement if stolen. In both cases it could be liability only.


My boat insurance covers my trailer for replacement value, so with that said I guess I should ask my broker about my new enclosed trailer as well. Only one with any value to worry about. Anything being carried / stored inside is insured as would your stuff as "personal belongings" when stored in the yard.

Share this post


Link to post
Share on other sites

Most homeowner policies will limit coverage for a trailer ($1000 etc).  Liability extends from the towing vehicle, and to cover the trailer for comp and collision should cost $50-80 depending on the value of it.

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×