Insurance Advice

[Fishnwire]

I'm in the process of taking over my Father-in-law's camp. It's on a piece of CN leased land behind Capreol. There's no power there. I've got a propane stove/oven for cooking and a wood stove for heat.

 

My question is this: Will my insurance company give me a hard time about the wood stove.?..I've heard they'll do that if it is your only source of heat. My Father-in-law had coverage through his guy but he took out the policy 25 years ago and canceled it as soon I took it over. His coverage is through his old union anyway, so I couldn't assume the policy.

 

What do you guys think?

[Gerritt]

You wont know till you try.... they may require the stove and it's installation be inspected

 

 

Good Luck!

 

 

G

[snackpack5150]

I had a hell of a time when I bought a cottage that had a wood stove I had to do a WET questionaire and measure the dimensions from the wall,the pipe length and so on and bit of a pain. Since the cottage is 16km away from the volunteer fire dept they factored in the replacement cost as they figure the foundation would not be saved!!! So long story short I am with Gore Mutual and pay a whopping $800.00 a year. Good luck in your quest!!!

[mcallister.grant]

The wood stove will have to be "WETT" inspected. Depending on how far out you are, you can expect to pay a lot of $$$.