Hey Mike,
Congrats on a great FISHING day. With respect to the wallet, you can go to the passport office and have them issue you an "emergency passport". It is usually done within 24 hours. I know a few people who have done that with no problems!
To add a different perspective you WILL have to pay significantly (as much as 2 times) more premium dollars (Insurance) for an oil heated furnace. Actuarially speaking, the likelihood of fire causing a total loss of the building is far greater with an oil furnace as opposed to a natural or propange gas heated unit. Deffinately something to consider.
Freezing and almost killed myself and DMASSE. Wiped out pretty hard with the car in the middle of a SERIOUS snow storm. Thank the Good Lord we didn"t go into the ditch! Landed on eye about 6 inches!