rob v

To the best of my knowledge you can't register a vehicle (vessel) specific charge under the PPSA in Ontario like you can a car/truck/motorcyle etc. But you can register a general lein against a person identifying the type of collateral pledged (boat). What this means ism, unlike a vehicle where you can do a search by vehicle serial number you need to search the person's name (proper name) vs the boat. Hope that helps.

Some of you may find this publication interesting - # 207 - in the Retail Sales Tax guide. www.rev.gov.on.ca/english/guides/rst/pdf/207.pdf

Some interesting opinions here. I've called the local MOT office, and I've called the retail tax office. The MOT people told me they collect tax on the whole thing i.e. boat, motor and trailer if it's purchased as a package. When I asked the MOT if i buy the motor seperate from the boat and trailer they told me I'm supposed to contact the retail sales tax office and arrange to pay tax there. When I contacted the retail sales tax office they told me I'm supposed to pay tax on the boat, trailer AND the motor. They referred me to their website and while I had the person on the phone we read through the definition of what needs to have tax paid on it... it read trailer and boat. Never said anything about motor. After consulting with someone on the her end of the phone she came back to me and said "their" interpretation of boat was that it included the motor - even if it was an outboard. Obviously it's not a question/issue they deal with often, in other words my guess is not many people bother paying tax on their used, privately purchased out boards. I don't think I will either. I,ll print that page of their website off that says boat - and "my" interpretation will be boat doesn't mean motor. Two seperate bills of sale will be drawn up between myself and the seller ... one for the boat and motor that I'll be generous enough to pay McGinty's tax on the boat and trailer, the other will be for the motor that as far as I'm concerned doesn't need to have the tax paid.

When I asked should I have two bill of sales written up, I meant one for the boat and trailer and the other for the motor (adding up to the total purchase price). That way I could take the one for the boat and trailer & pay my tax. The second bill of sale would be for the motor - and I could conveniently play stupid and claim I didn't know I had to pay tax on the motor ( in my original post I mention that the MOT office told me if I bought the motor seperate I was "supposed" to contact the "tax office" directly to arrange to pay the tax on the motor ... I couldn't do it through them !)

Not paying tax on the motor would save me about $500. I could think of a lot better places to use that money ! Anyways, I know what you're saying Gerritt. Just a tough pill to swallow.

I hear you about sleeping better, and my intention is to pay the tax on the trailer and the boat. When I get my confirmation request from Transport Canada (you"re right there is no cost to register the boat into my name .... but they then follow up later ... somtimes years later to ensure you paid the sales tax on the boatl) I'll have the tax certificate showing I paid tax on the boat. How big a risk am I taking by not paying the tax on the motor ?

I just bought a used boat, motor and trailer as a package privately. I know what I'm supposed to do now. 1) take my bill of sale for the whole purchase price (boat, motor and trailer) to the ministry of transportation office and pay PST on the whole thing. 2) transfer the registration of the boat with transport Canada from the former owner to me. Eventually they'll ask me to prove that I've paid the sales tax on the boat. My question, the boat and trailer make up about half the value of the package and the motor the other half. Would I be smart to draw up two bills of sale ... 1 for the boat and trailer and the other for the motor ? Then take the boat and trailer registration to the licencing office and pay tax on that portion. It's the portion transport Canada is going to ask me to prove that I've paid sales tax on as far as I know. As far as the motor goes - I might just forget to pay sales tax on it. When I called the licence office and told them I was going to buy a boat and trailer and then the motor seperately at a later date (privately) I was told that I would pay the tax on the boat and trailer when I transferred the trailer registration to me and I would have to call the tax department and volunteer to pay the tax on the motor when I bought it. Like someone would do that ??? Anyone have any input on this issue ? What risks would I be taking ? I think it's ridiculous to have to pay sales tax on this - they've already collected it once and I'm not in the business of buying and selling boats - or anything else for that matter. I'd appreciate anyone else's experience and/or input on the matter. Thanks. Rob V

Thanks guys - yes I did the internet search also and got a bunch of different angles to the process. I suppose the main question I have is ensuring I've disabled the electrical system. The easiest way it would appear is to trip the kill switch or pull the coil wire. But several places refer to "grounding the plugs". How exactly is this accomplished ? thanks again.

I was hoping someone could give me the proper procedure for testing the compression on an outboard engine. I'm considering the purchase of a used boat and motor privately - the motor is only 3 years old. Many folks seem to suggest testing the compression on the engine. Short of buying the motor and then having the process done (it's a bit late then) by a qualified technician I'm left to do it myself. Seller is not motivated to have that test done - he's confident of the motor's condition but is happy to let me have the testing done but he's not interested in me taking the boat anywhere without paying in full.. and I don't blame him. I've been told that the motor should be warmed up, then all the plugs removed (3 cylinder) and then each cylinder tested. the main thing is that the variance is not more than 10-15% from one cylinder to the next. The thing I'm a bit concerned about is the issue of disengaging the electrical system. Is just tripping the kill switch sufficient (so the motor doesn't fire) to ensure no harm is done ? Am I on the right track ? And is a test such as this necessary on a relatively new motor that looks to be in impeccable shape ? Any input would be appreciated. thanks.

Remarkable couple of people. An inspiration to all ! Thanks.

Thanks guys - I appreciate the input. I"m not a speed nut - but the extra power for doing a bit of tubing might be fun for the kids. And I'll obviously be able to cruise at a comfortable speed without the motor working too hard (gas). More than anything else I'm looking for a motor that can manage the boat and be dependable. The current owner did tell me the only problem he had was with the alternator belt breaking once. I wonder if they"re prone to this sort of thing ? I'll have to look into the smartcraft guage you're referring to. A small kicker might be a good idea for trolling if/when those opportunities present themselves. Any other input would be appreciate. thanks again.

I'm looking for some input on the Mercury optimax 115 from some of you guys that I know know a lot more about it than I do. This motor is on a crestliner 1750 (rated for 115 hp) that I'm considereing purchasing so it should be plenty of power for the boat, but I was hoping I could get some input on the reliability and reputation of this motor. I believe its a 2005 model. I would also asume that this motor wouldn't be much good to troll with (too big). Any input would be appreciated. thanks. Rob V

Every time your friend puts that thing on he'll be questioning himself if he doesn't pay for it. If he was prepared to pay for it when he took it to the til then he should pay for it. As someone else said a $5 lure probably not, but this is a bit more than that. Who knows, perhaps they'll give you a deal for bringing the over-site to their attention ? Bottom line you'll never have to feel guilty about going back to that store if you take it back. That's what I'd think.

There's always somebody out there trying to help themselves to someone else's dough. In the early days they robbed the stage coach or the train carrying the payroll (I like those ole westerns). Then they held up the bank. Now the "smart" crooks skim bank cards. The bank's are doing plenty to keep the system safe and try and stay a step ahead of the free-loaders. Bottom line, ALWAYS make it as difficult as possible for someone or their video camera to see you key in your PIN number. All of the banks and credit card companies have systems in place to try and catch these guys before they help themselves (Bill and Irish Field above), unfortuanately they still end up causing an inconvenience. Bill what happened to you is probably the bank finding out that a skimming operation had taken place at a certain merchant at a point in time. To try and minimize the damage (and keep costs down for all of us) the bank may cancel cards used during that period at that merchant. It's happened to me too. If I had a choice though, I,d rather walk around with a bank card in my pocket/wallet than a wad of cash. If someone helps themselves to my wallet full of cash - it's gone for good !!

Roy - we both had the same thought !

This kid looks like a real gem. I've got another thought though. If this was your kid - would you leave town for the weekend and leave him by himself in your house ??? Not in this life time I'm afraid.

The last back up system I had was run by water pressure - a hydrostatic type set up. The pump (sold at places like Canadian Tire) is powered by the house's water pressure. It has it's own float system and works when the power is out and the main pump didn't. Always worked when we needed it to. The only challenge would be to run a water line to the pump/pit.

Irishfield - you're absolutely correct on that point !!

Thanks guys - that's kinda what I thought - but I tend to be a bit frugal (aka cheap) and wouldn,t want to think I should be obligated to pay anything if we don,t get the service.

My buddies and I are "chartering" a boat and guide for our thanksgiving trip to Nippissing. They're charging us a flat rate /day / person for boat, fuel and bait. He's got a 20 ft boat so it should be able to take a fair amount of weather. The boat owner/guide is a friend of a friend. My question is, what is standard protocol relative to payment when the weather gets bad enough where it's not safe &/or comfortable to go out. Are we still obligated to pay him something for his time ? I've never experienced this sort of thing before and I,d be curious to know what the proper thing to do is ? Thx.

Does anyone have any experience with the glow in the dark jigs for walleye ? I'm thinking in deeper water and/or in low light conditions they may be of benefit , but I've never tried them.

Are these glow in the dark lures/jigs all they're cracked up to be ? I,ve got a few, but haven't had the opportuntity to use them yet. do they make a positive difference in dark or deep water ?

We've stayed at Glen Echo several times. Their facilities and equipment are well maintained. And the nice thing about Glen Echo it's easy to get into the lake or if the weather gets tough into callander bay where there's lots of protected places to fish. As far as their boats go you can get the bare bones 16 ft lund, but the last few time we were there we upgraded to the 30 hp yamaha 4 strokes and crest liner boat. Much nicer. With only a 30 hp engine the boats were a little under powered, but they're much more boat than the lunds - wider, heavier, more stable etc. 4 people might be a bit croweded, but certainly manageable. I know they also have at least one pontoon boat - but I'm not aware of their rental arrangements. Good luck and let me know how you make out. We're planning our trip for thanks giving this year. We'll be going out of sturgeon falls and fishing the upper french river. I'd really appreciate it if you let us know how the bite is when you go. thanks. Rob V

Our annual Nippissing trip is coming (not nearly fast enough) up on thanks giving weekend. Something I look forward to all year. Hopefully the weather and fishing gods are friendly ! Anyone know of any message boards that I can visit (besides this one) where reports on local & up to date fishing conditions on Nippissing are posted ? Thanks.

thanks - that gives guys like me hope. I did a quick google search and found this. Even at this price it isn't completely out of the question. I guess I'll have to start looking north ! http://www.nt.net/getin/Northeastern_Ontar...s_property.html