Not a problem , Heres how it works , Cliff pay attenion , Ok BB you get the member ship card for your self at the cost of 82.50 us funds and thats good for one year before you have to renew it again , now if you would like to lower that cost of this member ship you can add on extra cards for the rest of your family say like one for the wife and son and daughter giving you a greater savings , so lets say you take four cards in total , your total cost for your family would only be 337.50 which you can pay this amount quarterly . So would you like me to send you the four cards ?