I'd go to Bass Pro, tell clerk how and what I fished for, what I wanted to spend and ask him to put reels on rods with the combo matching my price. Then I'd buy the one that felt the best in my hand.
I agree on the number of bearings. A baitcaster need a brg on each end of the spool, maybe one on the gear and the instant reverse All the others are fluff that possibly make the reel smoother. I haven't figured any reason for bearing in spinning outfits. None of their shafts ever turn at any high speed.