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aplumma

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Posts posted by aplumma

  2. Who Controls All Our Money . . . ? (NF Rant)

    in General Discussion

    Posted

    While this is a little off the topic it might help some people that are going down the rough road of excessive debt.

     

     

    "The secret to money is to make it work for you" This statement was passed on to me by a little old man one day. Over the years by trial and error I have been able to find some of the ways he eluded too. Most times if you take the time to talk to your bank rep. you will find that certain accounts can yield more interest than others. You can also find that those accounts can be raised to a preferred rate just by asking. The banks also have starter accounts that will pay up to 3% which you can have an automatically drawn from another account. While it is limited to about 1200.00 a year it is a start. This all sounds good but if you have debt then all of the % the bank can give you will not offset the % you are paying them. Focus on the largest debt % first and work hard to pay off one of the debt cards you have. After it is paid off go down the line and pay them all off. If you have a car payment nows the time to work on this one if it is a higher percent than than your mortgage. Now you have gotten to the point were the only debt you have is the house. Support your 401 or SEP to its maximum amount and then pay down your mortgage as fast as you can.

     

    So were is all of this extra money you have? It's in your pocket and leaking out because you don't have a budget. Sit down and write a budget and stick to it. You would be amazed at how you spend your money keep a log for a week and you will see holes all over the place. If you want a good book to read Dave Ramsey he has programs that will give you the support and the reasons on how to get out of debt. He is not a debt consolidation service he is a guy that gives you the tools needed to fix your money issues with hard work and will power all for the price of the book.

     

     

    Art

  4. NEWS FLASH !!!!

    in General Discussion

    Posted

    Boy, wouldn't we like to see that!???? All the gossip and stuff that is said about us by the powers that be. :sarcasm::oops:

     

    Well the good news is 95% of your names never come up.

     

    Lew just as T.J. said the report button is the answer for people who want to voice their concern on a post. That raises a red flag for all of the Mods to see and then we can decide. A lot of the time if someone just posts in the thread it will not get caught till the next mod does a full read on the board usually in an hour or two.

     

     

    Art

  15. Store-bought Fish

    in General Discussion

    Posted

    I don't even eat the fish I catch so I definitely will not be buying any at the store. I just wish I could catch some shrimp because I do enjoy those tasty little buggers!

     

    One of my friends is a Seafood wholesale/retailer and the tricks of the trade of the dishonest are down right frightening.I won't tell you the possibilities on shrimp... just enjoy them most merchants are on the up and up and will give you a fit product.

     

     

    Art

  17. Store-bought Fish

    in General Discussion

    Posted

    A lot of the seafood that is caught in international waters off the coast of Canada/ USA are processed on board and then sold to Canada/ USA as a foreign product depending on the country of Documentation of the vessel. Some of the ships that are in Canada/ USA may have an office in China just for the tax breaks and lack of stiff rules so they can Document the vessel for the benefits. So an all Canadian crew/boat can be selling the made in China products to Canada. So hows that for thickening the plot here.

     

     

    Art

  21. Raise fishing license fees for U.S. visitors??

    in General Discussion

    Posted

    I don`t mind helping out my poor American pals where do I send the check Art? :P

     

    Thanks for the generous offer but with this $5.50 cents we should be set :w00t: I however am proud to say I have left thousands of dollars in the Great White North traveling by land and enjoying the people and places over the years. I if it was in my power would apologize for passing on this outrageous expense and hope not to bankrupt the nation to the North of the USA.

     

     

    Ambassador Art

     

    of the Cajun Clan

  23. Raise fishing license fees for U.S. visitors??

    in General Discussion

    Posted

    This fee is charged by ALL airports whether you see it as a seperate fee or you just pay for your ticket. If you fly to the Mexico you will hand them $10.00 cash as an entrance fee. Their was a waver of this fee between Canada and the USA that is now no longer being waved. When you cross the boarder by land they charge you for using the bridge both ways "for bridge maintenance" whats the difference their?

     

     

    Art

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