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bigbuck

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Posts posted by bigbuck

  1. I've got a Quantum Tour Edition PT in the 6.3:1, I don't have the blazing fast reel. This I can tell you, it is a fantastic reel. I liked it better then the other options in that price range. You can also get some cash back on them now from Quantum that makes it even better. It's the smoothest low profile baitcaster you will ever put in your hand.

  2. LEW, is that a smile??? You mean when you were a kid, you smiled, I find that hard to believe!!! LOL

     

    I have a Gerber Multi Tool that I bought 15 years ago that goes wherever I do and for camping etc.... I have a CUTCO hunting knife that I bought 20 years ago that is fantastic. Also, my CUTCO Fisherman's Solution fishing knife accompanies me whenever I wet a line, it too is 20 years old and is very good.

  3. Wow, I'm weighing in on this one kinda late. I am a financial advisor and here's my take:

     

    If you have $50k to buy a property in the next couple of years, stick to liquid (ie. cash) investments, don't buy equity mutual funds, those are for long term investing (5+ years). Things to look at are GICs, Money Market Funds, Bonds and the like. You MAY NOT make as much money but at least you will have the full amount with some interest. If you invest in stocks or equity funds, you are gambling, I can tell you horror stories of people who thought they can make a few extra bucks and ended up getting crucified.

     

    No one has mentioned buying a small home and renting out a room or the basement to help offset the costs (nothing wrong with having someone pay your mortgage for you).

     

    Another thing to remember is that real estate values are really high, if you are buying a home to live in, it's your home, not strictly an investment, if you own it for 20 years, you will most probably make money on it. A cottage that you will probably sell in a few years to make a down payment on a home, you stand to lose a significant amount of money if real estate corrects. Vacation properties get beaten up much more then residential properties - Remember that point.

     

    Remember that a second property is subject to Capital Gains taxes, you can't move in for a year and call it a principal residence. You have to have it appraised before moving in to establish your Adjusted Cost Base on the place. Any monies made BEFORE moving in have to be taxed when you eventually sell it.

     

    The point regarding a trailer is great. Why not, for a few thousand, you can pick up a trailer and for a couple of grand a year, you've got a place to go every weekend and fish.

     

    LEXX, I'm with you, cash in my 20's, lots of fun, lots of time, now 2 kids, a wife, a home and no time to kill with a growing 'Honey-Do' list.

  4. They do it because we buy stuff there. The website is cheaper but fishing purchases are a lot like golf purchases, done on impulse. You see it, you touch it, you feel it, you like it & then you buy it. Off the web, it's more of a planned purchase, you do your homework, find the best price and pull the trigger.

  5. After a few scotches, you could give someone paint thinner to drink and they'd never know the difference. Seriously though, Glenfiddich used to be a nice single malt before they got all commercialized, now it's only average. Lagavulin, Glenmorangie, Glenlivet are nice. It all depends on how much you want to spend and whether or not it will be truly appreciated.

    I have a buddy who thought he knew all about Cognac, I was giving him Remy VS (nice but average) and had him convinced he was drinking XO (real nice and expensive). It takes a lot of time to refine your tastebuds to be able to notice the subtle nuances between liquors and wines.

    Have fun though, it's a blast to try different liquors. We used to hit the Niagara region and hit a dozen wineries or so for tastings, after the last one, I felt bad for the designated driver for the day because we'd all be pretty pickled.

  6. I'd go for an 8hp Toro. I have a hand me down 5hp Toro that my dad gave me that's about 17 years old and has never had a problem (knock on wood). 8hp is perfect for a city driveway, it's powerful enough and not too big. You'll spend the dough up front but it will last for years (probably only 50 bucks/year of ownership).

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