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Dave, just throwing it out there, that might also be a different lake. One of the lakes I fished in western NY was a different sort of setup. It was semi private, property owners owned most, if not all of the land it was on. Monday - Friday you could launch a boat at a public ramp, the weekends and I believe also on holidays the ramp was closed. The only other boat launch was at a private campground on the lake and you had to be staying there to launch your boat. The property owners had some kind of agreement with the state allowing for limited public access in exchange for lake maintenance. As I understood it NY had a luxury tax on lakefront property, like 25% of the purchase price? and the annual property taxes on those old lakefront homes seemed outrageous to me. People were buying 2-3-4 homes adjacent to each other and tearing them down and building lakefront mansions.