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captpierre

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Posts posted by captpierre

  1. I have a new 40 horsepower Mercury four stroke. (March 2013) Mercury's 20W50 synthetic blend is $62.00 for 4 litres. Currently full synthetic Castrol Edge is on sale for $33.97 for 5 litres.

    Castrol claims there is no better protection on the market.

    Mercury claims there are special additives for better protection in a marine envirionment.

    Marketing ploy? Scam?

    Don't want to do anything that might void my warranty, but $15.50 a litre. Yikes!

    Thought I'd change all the fluids and stabilize my fuel system sometime next month. Wanna squeeze in a couple of more trips before the snow starts to fly.

     

    Would appreciate your thoughts.

    Thanks in advance, kwikfish.

     

    I'm not sure you need to go synthetic, but I would definately go with a made for marine oil.

  2. Read the Wealthy Barber.

     

    Live on 90% of what you make.

     

    Invest the rest. Lord knows where. Stock market should do well over the long term but the financial world could come tumbling down some day.

     

    Avoid mutual funds. The annual 2-2.5% fee they charge usually results in lower returns than ETFs (a basket of stocks in various sectors of the market) which charge less than 1%

     

    A lot of advisors recommend equities outside of RRSP. Interest bearing within RRSP.

     

    Start young. Keep plugging away. Pay for fishing gear with cash so the Misses can't track it :)

  3. 4 guys sitting around having drinks and one of the men had to use the restroom. The three others talked about their kids. The first guy said, "my son is my pride and joy he started working at a company at the bottom. He studied business and began to climb the corporate ladder, became president of the company. He's so rich he gave his best friend a top of the line Mercedes for Christmas. The second guy said, "damn, that's terrific! my son is also the pride and joy. He started working for a big airline, went to flight school to become a pilot. He became a partner where he owns the majority of its assets. He is so rich that he gave his best friend a brand new jet as a Christmas gift! The third man said. "well that's terrific! my son studied in the best universities and became an engineer, started his own construction company and is now a multimillionaire. He also gave an expensive Christmas gift to his best friend, a 30,000 square foot mansion! The 3 guys congratulate each other just as the 4th guy returned from the restroom and asked what are all the congratulations for? One of the three guys said, "we're talking about the pride we feel for the successes of our sons... "wat about ur son?" they asked the 4th guy. The fourth man replied, " my son is gay and makes a living dancing as a stripper at a nightclub. The three friends said, " that's a shame...what a disappointment. The fourth man replied. " nah, I'm not ashamed hes my son and I love him..and he hasn't done too badly either. Just this Christmas alone he received a beautiful 30,000 square foot mansion, a brand new jet and a top of the line Mercedes from his 3 boyfriends.

     

    :clapping:

  4. Picking up the Honda 420 PG CTE in Lindsay next week.

     

    Thought I should get a winch. Will likely do a little plowing in the future .

     

    They are wanting $680 to install a Warn 2500lb winch.

     

    Seems like a lot of $.

     

    CT has a Superwinch LT2500 for $130 on sale. Gotta get a mounting kit for about $70-80.

     

    Will take a couple hours to install. Can do myself.

     

    What should I do?

     

    ATV virgin.

  5. Just got the last Honda 420 PG CTE in camo

     

    Power steering, Fuel injected, 4 wheel independant suspension.

     

    My first machine.

     

    I wanted a winch but $680 for a Warn 2500lb, thought that was a bit much.

     

    I'll do a bit of rough riding and likely some snow plowing 3-4 times/year.

     

    CT has a Superwinch LT 2500 on sale for $130. Is this a decent winch?

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