Art, that is a really good post!
My pops always told me, if you cant afford it in one cheque, well you cannot afford it. And pay cash, no debit.
But even then, unless your some sort of genious inventor, super math or technological savant, your never reaching the 1% unless your connected.
It might happen once in a blue moon, buts it is definitely not reality.
We are well off through hard work, education and planning, but in the real world we would never reach that "status"
Anyhow I really dont care either, as long as we are comfy and showing a good example /guidance to our children, im cool with that?