crappieperchhunter

Credit cards are the devil. If you need to put it on credit, you don't need it.

 

S.

Contact me on that Shayne. I'm pretty sure I'll be able to save you $250 a year minimum.

The attitude that we don't pay for the fraud so it doesn't matter is what the banks are counting on, to keep us as customers. Anyone with half a brain already wouldn't trust any banker further than they could throw them. If we sat down and absorbed how friggin incompetent they are with security we would probably never spend another dime without going to get it in person from the bank. LIke we had to 25 years ago.

 

Remember those payday lineups just to get a bit of coin for a box of beer, before debit cards and direct deposit. If we went back to that how would they outsource 90% of the service jobs at a financial institution oversees. So they want to avoid that outcome at all costs. LOL

 

The last time I had a card compromised, I discovered it about 20 minutes after the perp had purchased 680.00 dollars worth of software on steam... When I immediately called my CC provider, the guy I talked to seemed very alarmed that I had NOTICED something was wrong, before they could erase it. He was even more upset that I knew where and when the money was spent. He said they had just flagged the account and were reversing the charges and mailing me a new card.

 

I got the distinct impression if I had not of seen the charges, they would have just cancelled my card called me the next day, and sent me out a new card, without telling me anything more.... I asked him if there was anything they could see that I should have done differently and he said NOT to worry it wasn't my problem and they were going to fix everything. Sure but eventually we all know they are going to get that money back in higher service charges/interest... or they will cut back on perks they "give" away.

My wife is a bank manager and both my kids work for the bank. You are so far out to lunch that it really doesn't even warrant a response. But I will respond. Bank fraud is real and at a "Branch" basis they have no control. PM me if you wanna chat. But stop painting bankers as the bad guys if you really have no clue.

Pretty windy cold and WET here in Oshawa now Brian. And its still coming down. Glad I got my gardening done this morning.

On the upper Bruce there used to be a government program that if you had a minimum of 2 acres,I believe, and you agreed to not develop it in any way they paid your property taxes. We bought a chunk of bush between Johnson's Harbour and Willow creek on the Huron side and we qualified for it, but never filled out the paperwork because we where unsure what we where going to do with the parcel of land. Held onto it for a few years and then sold it when we decided to cottage in the Kawartha's instead.

Just thought I'd throw this up here for someone to consider and check into if they are interested.

Did you get to piggy back any smallies Brian?

Beats my morning. Weeded by veggie garden and changed the oil in my tiller.

Nice shots. Thx for sharing.

im applying for an osprey status card.

thx for the chuckle

Thx for the laugh Cliff. As long as the osprey didn't jump out of a boat onto the muskies back no one will care

Rod Caster $1000.00 per square foot for a pre fab? Where, Malibu next door to Tom Cruise? Typo I think.

 

What many people don't realize a seasonal residential property if financed through a traditional mortgage the down payment is 30% or even higher depending on the lender.

 

Something that is funny was when friends of ours that came out to see us when we bought this place on the lake many years ago. John and Judy were here for a bit and Judy turned to John and said " I want a place on the lake too John, I love this" About 10 minutes latter when I was refilling libations I heard a blood curdling scream, I thought someone had been seriously injured. I ran to the deck and saw Judy with her hands over her head and violently shaking. She saw a spider. Needless to say she never visited again or bought a place near the lake.

 

Our taxes were $750.00 a year in 1996, they are now $4200.00. No sewer, no water, no snow clearing on private right of way, mail delivery a kilometer down the road. Garbage must be taken about 500 meters away on main road, efore 7AM because it will be strewn everywhere if the night before by coons and coyotes, no transportation services, no street lights, no side walks, 500 meter stone roadway you must clear of snow and repair (your newly washed car lasts newly washed for a few feet) no taxi service, no fast food delivery, heck no fast food for 40KM. Closest place to get an emergency quart of milk is a 15 minute drive, maybe an hour in a storm. The list of things one from the city takes for granted can become a real pain out here. Constant white outs and 6 foot high drifts, be prepared to miss some time if commuting to work, it will happen. Some nights spring and summer all lights must be off and TV off when sand flies and fish flies attach the cottage all might long. No snow removal on main roads until accumulation is over 20CM or something like that and then they have 24 hours to clear it, drifts along the lakeshore don't count. No newspaper delivery to the door, you will find it in a plastic bag in the snow only after it has been run over by a snow plow. Local news is a weekly paper, you will find out your neighbours funeral was 5 days ago. Zero local news because the local radio station is not powerful enough to reach your place and the closest city could care less unless there is civil unrest. Wake up one morning to the sight of 150 wind turbines, 3 of which are 600 meters from the cottage, swoosh, swoosh, swoosh, 24 hours a day for 365 days a year. Hydro black outs, but only when it rains, gets windy or snows. Calling the Spiderman 3 times a year unless you want to wake up with a closed eye because a spider bit you. Call 911 and wait for 25 minutes (unless they are on another call) minimum and then there's the 25 minute drive to the hospital then wait for the emergency radiologist to drive the 50 minutes from home, unless it's snowing. Loose your license and man you have a problem. Not just from drinking and driving, what about due to diabetes etc?

 

I could go on but won't. Some of these things seem trivial but put 20 trivial things together and it can get tiring. The crazy thing is we may move away from the lake but I can never live in the city again unless it's a matter of health.

Check out the Kawartha's. Lots of small towns...we are in and love Bobcaygeon.....with lots to offer and less of the negatives you are having grief with.

Choose wisely grasshopper major financial items need to have both of your blessings.

 

 

Art

That pretty much sums it up perfectly.

If the wife's not on board don't bother would be my short answer. In the mean time do some homework and rent a place for short trips together. Maybe she will "get it" after some exposure. And Big Cliff had some good advice about making it close to a small town. A short afternoon jaunt into civilization can be great for many reasons for the both of you.

Edit to add. Civilization must include but is not limited to a liquor/Beer store, a women clothing/shoe store, at least one decent restaurant and a Canadian Tire

Im going off the wall here steve, and probly sound silly . I just see things the way I see them. It,s nothing new.LOL

 

Your out in your yard, enjoying your day. All of a sudden some yahoo comes running in on ya and jumps on you for a piggy back ride.

 

Are you stund?

Are you being harrased?

Would you feel stressed out after the ordeal?

Would you be laying charges?

 

Im just saying what I think the moose might of felt.

 

Im glad to see it,s been cilvil after the speed bump.

 

Ya Rick, maybe a bad day. Who knows. I hold no ill against it.

My reaction would be totally dependent on how good looking she was Brian and what your definition of a piggy back ride is

Crappieperchhunter, I hear what you are saying....but honestly, you don't see a difference in putting a frog in a bucket vs what these guys did?

Not from the standpoint of the creature being harassed. Pretty sure both the frog and the moose would just as soon NOT be bothered by us in any way. And in neither example does the creature have a choice. So if the creature has no choice how is it that some creatures get defended for wrongful treatment... rather vigorously I might add... and others no one really cares about at all. I just find it amusing that a Moose being ridden has generated so much attention and I wanted someone to explain why it bothered them so much. If this was something that happened everyday and the Moose where shown to be suffering from repeated harassment I could understand the outrage. But a one off incident that might not happen again for ages I just don't get the outrage.

I'm really not trying to start anything here...truly I'm not. But I really don't see why such a big deal is being made of this. Everyone of us has abused or harassed wild creatures in some way.To me this moose video is no worse then anyone of us who have captured frogs, toads, turtles, birds or anything wild just for the experience or to take it home to show people. Hell I take a white bucket with me when the grandkids come fishing with Grandpa and encourage them to put creatures in it to study and enjoy. And I'm pretty sure none of them critters wanted to be in that bucket. I guess I best not put any white bucket nature shots on You tube. Just trying to figure out how one form of "Nature Abuse" or harassment is deemed totally excusable while other forms get black balled right out of the gate.

Like I said not trying to start an argument just trying to figure it out. I find these type of discussions can be a good read as long as those who enter into them show some respect for the opinion's of others who may not share the same point of view.

 

No way am I being argumentive here Steve, but fish have been caught, kept or released. We ride horses yes. They are climbed on and sat on. Not JUMPED ON. I can see if the guy swam up to it, but no way should it have been jumped on like that.

 

JMO here.

Like I said Brian there situation was a way more dangerous then ours was. They had a bigger more powerful boat and he jumped on an animal that was still walking on the bottom which would have had more of a jarring impact on the moose. We where circling a moose in 20 FOW and just crawling along to keep up with her.

Having said that I still don't think they could have hurt her by jumping on her back unless one of them weighed much much more then that guy does.

On a fly in out of Chapleau in the 80's we had a cow moose swim across the mouth of the bay our cabin was in while we where eating our breakfast. She was a good mile from the closest shore when we figured out what she was. Jumped in our 2 tinnies and headed out with our camera's to get some pictures. We ALL wanted to jump on her back for a picture...and it would have been dead easy to do...but being on a fly-in we all decided if something bad happened we would be in a heap of trouble if something went wrong. Honestly they are probably stronger then horses and we have been riding them for centuries. None of us would ever hurt an animal...we just viewed it as a once in a life time opportunity to do something not many people would get a shot at. Pretty sure these lads felt the same way...though there situation looks a lot more dangerous to them and the moose then the scenario we had.

We circled around her for awhile got lots of great pictures and then just left her alone before she got tired. Well we didn't have to worry about her getting tired. Instead of swimming to the closest shore she swam 2 maybe 3 miles to the end of a long point before she got out of the water.

Pretty sure after the experience we had that someone jumping on her back for a 10 second photo op would have caused no problems at all. Still wish to this day one of us would have given it a go.

Sorry folks but I think anybody who sets a hook into a fishes mouth and then fights it only to release it is far crueler to a defenceless creature then these lads...and that statement is coming from a fisherman who releases the majority of the fish he catches.

 

Hope you rinse that mug out before pouring your morning coffee in it LOL

Haven't forgotten yet

A good insulated travel mug. Keeps the cold drinks cold longer and the warm drinks warm longer. Also handy as a bail bucket or pee bucket in the boat or as a urinal to save those night trips in the dark to an outhouse. I good multi tool. The better ones have lots of useful attachments that actually work quite well. Can be a real asset when your in the middle of no where.

Have fun and please share with us when you return

Edit to add. Just read Fangs list. X2 for a can opener.

Just noticed this Bruce. Congratulations. Being a Grandparent is the best of both worlds. You can enjoy them when they are good and send them home with mom and dad when there not so good I'm sure you'll have her enjoying the outdoors and fishing in no time.

I don't have a cell phone and I don't have a GPS in my car. I don't use Long term parking and I have never owned a purse. More importantly I don't think I have many material things others would want to steal. Guess I'm safe for now

Good points to bring up though, so thx for sharing. It certainly gives you something to think about.

Smallies out of colder water are great table fare. A good feed my brother and I caught in May one year on a walleye trip that went badly...in an area with a full year open bass season..is still rated by BOTH of us as one of the best fish fries we have ever shared.

I have never been able to understand why they are closed for as long as they are in most areas

Some nice looking shots on here. Thx for sharing all. Got home from work last night at midnight and raced out to cover everything up. Good frost on the ground when I got up at 7. Went out to get my peppers tomatoes and basil plants in the ground. Tried to turn my hose on but it was froze solid enough that water would not come out

Came back in the house for a coffee to warm up a bit and the furnace is running. It is May 23rd isn't it.

Have had a veggie garden since I got my 1st house in 1984. I can't recall a frost this hard this late before here in Oshawa.

Take a Zero off that and it's still more then I'll ever need. Can't even imagine that kind of money. Nobody in my immediate family would ever have to work again with the full 60 million though.

Never take a camera fishing anymore....stopped years ago for that matter...so this has zero impact on me. Having said that I enjoy all the pictures I see on here and hope none of you forget your camera's when you head out.

That is exactly why there are no Badger petting zoos!

LOL. Thx for the smile.

 

 

This year we are giving up on planting any cabbages because of the hordes of cabbages worms eating anything last year.

What are you doing against these cabbage white butterfly?

 

Use BT. Can eat the plants the same day if you wanted to completely safe for humans. Just google killing cabbage worms or butterflies and you will get tons of info. Most decent garden centre's carry it and a small bottle lasts for years and years.