My 2cents from another old guy... in addition to financial...think long & hard about where &how you plan to use the boat. Seen many guys buy more boat then they need or before they knew what they really wanted & regret it.
There's no such thing as a perfect all-around boat.
Fibreglass & Wide beams mean more weight and more weight means bigger more pricey outboard needed
but is really nice to have on big water. Beware of under=powered package deals (popular with Legend & others).
You will have as good a time fishing in any well running craft with features you like customized to your liking
as you will in a $90,000 fancy rig that put you in the poor house. The main thing is to get out there!