I agree - toooooo early. UNLESS you're talking small back lakes for splake and such.. up in the Haliburtons, Algonquin region I've heard the small lakes are already ice-covered... But most of us don't fish those waters! Simcoe's 2 months off! If it stays cold!!!
Anyhow, It's -20C in Bancroft as I write this...That's cold enough to form a good coat by morning, even on a fair sized lake
I'd like to get my boat out one more time too, so I'm hoping for a warm up myself