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Hey Guys, As i approach 30 years old, ive been considering the fact that for the amount that fish, it wouldnt be too far fetched of an idea for me to finally go out on a limb and purchase a starter boat for myself to upgrade from my tinner. Basically my idea would be to get a used bass boat/v haul with livewells, a starting battery etc etc. Of course I would love to simply go out and purchase a boat private sale, but I dont really have 15k sitting around. A bank loan would be an option pending how high interest rates are from a boat dealer? Aside from my mortgage I am finance/debt free. The idea of a monthly payment for a boat is starting to seem like a reasonable idea. My question relates to financing a used/new boat. You see a ton of ads for cars and what their purchase finance rates are, but ive been trying to research what financing on a boat looks like and the lack of information is astonishing. My question for you folks is what is the standard purchase finance rate for a new/used boat, what rate was available when you bought your boat? I checked out Nitro's finance calculator, but it applied a base finance rate of 15%...surely that cant be accurate, can it? that seems insane. Any info that you guys can provide would be awesome. Thanks,