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Cold water shot out like a bullet as soon as the cap was loosened. tried my best to put it back in (which was impossible) and had wife to run over to turn off the valve within minutes. I then proceeded to complete the swap and everything worked perfectly. However, we were hoping there was no damages to the unit below. Sure enough ... within an hour, the superintendent came over saying the unit below noticed minor water damages to the shower ceiling (right below my shower) ... he also showed me the picture of '1'x1' wrinkled paint around the shower ceiling light' ... He also followed up with the unit around noon today and there was no additional damage. thank god. I could not sleep last night but kept worrying about how it will be resolved by the building manager on Monday I have had condo insurance for 6 years without any claims until my stupid action. Would appreciate any advices on how it might be taken off and what would be the best way to take care of it. - How much would the repair cost be? - Should this be dealt with privately? - How do my/his home insurance work? Thanks in advance as always