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danc

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Posts posted by danc

  1. in the states it is based on the choices people make, would you rather have a 30% tax rate and be able to pick the type of heath insurance you want but you have to make the payments and start them at a young age to maintain affordability when you are older

     

    Here we pay 50% taxes and the governments make the insurance payments for us

     

    On my yearly jaunt to Kansas for the NASCAR race, I got talking to one of my neighbors there. He told me that his family premiums were up to $1200.00 per month and he could no longer afford it.

     

    as stated above he can afford to go to a NASCAR race for the weekend but can not afford health insurance, it is all about choices people make.

    Having to choose between spending a couple hundred bucks for a weekend activity, or buying health care doesn't sit well with me. Thankfully I don't have to make that decision.

  2. I have a full Viking two piece rain suit. It keeps me dry. That's all that I ask of it, so no complaints. And it catches fish too.. Breathabilty might be more of an issue for you southern Ontario boys than it is for me. I'm usually struggling to retain every bit of heat that I can.

     

    may111.jpg

  3. On my yearly jaunt to Kansas for the NASCAR race, I got talking to one of my neighbors there. He told me that his family premiums were up to $1200.00 per month and he could no longer afford it. I can't imagine too many people that could. Canada's healthcare might not be perfect, but it isn't gonna bankrupt you either.

  4. I'm no financial genius by any means, but have been working full time in a big three trade union for over 37 years. So I'll be fine. I thought that I'd be able to retire in just over a year because we had a $500.00 a month bridging at age 58 to age 60. It's been there forever, but when my time comes up.... POOF!!! It's now gone after this year. Oh well. I have to go a couple more years but I'm seasoned enough in my trade that I can pretty much pick my own jobs. Also I have two pensions in my union. The big one that pays a set amount, and a smaller self directed one that started out with nickles and dimes, that is now worth a small fortune.

     

    For you stock guys, here's my pick. RUBICON minerals. They staked the claims all around Goldcorps flagship Red Lake operation. Right from under their noses. They are going full steam ahead and are set to start producing gold next year. About a buck per share right now. These guys are going to be pulling massive amounts of gold up from the ground. I,m heading to Red Lake in the morning to have a look around.

  5. Last week, as my co worker filled the company truck in Dryden, I grabbed a jug of windshield washer fluid and threw it in the truck. Just as we were pulling out, I realized that I didn't tell the clerk about the fluid. NP. we'll be back next week and I'll tell her then. Today was next week. Filled up again today and it was on my mind, but spaced it again. Problem is that I won't be back any time soon. I feel so bad about this. And it's not even my money. It's the company credit card.

  6. Any brand of camera will do the job these days. As many have mentioned, the glass will be the biggest investment. Beyond that, post processing in photoshop or other post processing software is the biggest deal breaker. I've often seen shots from very expensive equipment that look sub par because of lack of post processing skills. Buy something within your budget and practice your photo editing. When you learn this, your pictures will look as good as any, no matter what brand you are using.

  7. I'm 27 and I've been doing construction for 10 years. once i have 15-20years under my belt i would like to get off the tools. I don't want to be a sore old man and im not saying guys in there 40s and 50s are old but that seems to be the time guys that have done construction their whole life start breaking down and start hurting themselves doing things they done in their 20s.

    I'm not sure just what your point is, but you've just described me to a tee.

  8. Nobody will ever know exactly what happened here except Tony Stewart. Nobody. So Kevin Ward had had cannibus in his system? Big deal. I doubt he smoked just before the race because from my experience, it it a relaxer. It enhances ones feelings of happiness. God forbid that the law allows one to feel happy and relaxed, without going nuts or endangering others.

  9. One of my friends is an MTO officer and yea they do a lot of spot checks, after they receive complaints from consumers of a certain shop.

    DanC as far as “this could only go in my favor”; that’s true as in finding safety issues; but you wouldn’t have been pleased if he did find something during the spot check.

    Depending on what he found, he could have pulled the plates right then and there. If it were something minor but worth doing a complete inspection; he would have asked you to make an appointment with a licensed safety inspection facility of your choice or they may recommend one for an inspector to check the vehicle. The MTO would pay that facility the cost of the inspection. Again if they found more unsafe issues during the inspection, off come the plates. If this were the case the MTO would then go to the people that issued the certificate and hand them a summons to appear in court to face their charges.

    You are now the proud owner of an un-plated un-certified vehicle; that it’s up to you to get it back on the road. The Ministry cannot force the dealer or the people who originally certified the vehicle too repair the vehicle. Your only recourse if they refuse to pay for the repairs is to pay it out of your pocket and then take them to court.

    A safety certificate is not a warrantee/guarantee. I’ve been doing safety checks for over 30 years; I have also done these MTO inspections with the investigators and believe me, I have seen a lot of pissed off people calling a cab to get home because their plates were pulled.

     

     

    Dan.

    Although I'm not a mechanic, I didn't exactly fall off of the back of the turnip truck lately either. I bought an immaculate vehicle for it's age for 3 to 5 grand less than folks up here are asking for the same year vehicle with double the mileage on them. Original owner too. This thing could be in a show room. If it needs a tie rod end, so be it. The last thing the inspector said was "Wow. Whoever owned this thing last sure took care of it". I'm a pretty happy guy about this purchase.

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