FISHINGNUT Posted July 5, 2011 Report Share Posted July 5, 2011 I just recieved a phone call from my insurance company informing me that I need to have a boat survey done on my boat by July 18th or they will not renew my policy .I own a 1989 17 foot aluminum bow rider with a 50hp the boat has been insured by the same company for 8 yrs with no claims made by me or any problems.Now all of a sudden I have to get this done ??? I am in the Kitchener area closest place is 45min away and they want $400.00 and cant do it till mid August.Am I out to lunch why $400 and why do I need this??? Anyone have any suggestions or have had similiar situation. I know the boat is older but I had an appraisal done and summited pics 2 yrs ago to them to verify the condition Thanks Jamie Link to comment Share on other sites More sharing options...
Terry Posted July 5, 2011 Report Share Posted July 5, 2011 (edited) 89 50 hp 400 bucks do you even need insurance go to a different insurance company and they will fix you up unless you are insuring it for far more then they think it is worth Edited July 5, 2011 by Terry Link to comment Share on other sites More sharing options...
FISHINGNUT Posted July 5, 2011 Author Report Share Posted July 5, 2011 Thats $400 just for the boat survey then $350 a year to insure it its only insured for $4500 with contents Link to comment Share on other sites More sharing options...
smally21 Posted July 5, 2011 Report Share Posted July 5, 2011 my thoughts exactly terry. something to think about for sure. Link to comment Share on other sites More sharing options...
Raf Posted July 5, 2011 Report Share Posted July 5, 2011 shop around $350 for $4500 coverage is waay too much. you should get more than double that coverage for $350/yr Link to comment Share on other sites More sharing options...
misfish Posted July 5, 2011 Report Share Posted July 5, 2011 I had a 87 ranger,insured it for 10 g,s .Never had an issue. My 89 Bayliner same thing. If anything,you want liability.Was told you dont need a survey for that. Is it still not true if you are towing the boat,it,s covered by your auto insurance? Link to comment Share on other sites More sharing options...
mercman Posted July 5, 2011 Report Share Posted July 5, 2011 Just got a quote for my new boat 432/year.Sounds about right if you have full replacement on it. Link to comment Share on other sites More sharing options...
FISHINGNUT Posted July 6, 2011 Author Report Share Posted July 6, 2011 Thanks for the repiles guys. Made sum phone calls yesterday all the insurance companies I talked to said there was no need for a boat survey on an aluminum boat just wanted picture proof and most were 1/2 the price of my current insurer for the same coverage . So i guess it pays to shop around just saved over $550 for making a few calls. Link to comment Share on other sites More sharing options...
Dan668 Posted July 6, 2011 Report Share Posted July 6, 2011 Thanks for the repiles guys. Made sum phone calls yesterday all the insurance companies I talked to said there was no need for a boat survey on an aluminum boat just wanted picture proof and most were 1/2 the price of my current insurer for the same coverage . So i guess it pays to shop around just saved over $550 for making a few calls. mines 417, 30000 dollar, full coverage on a brand new lund Link to comment Share on other sites More sharing options...
Guest ThisPlaceSucks Posted July 6, 2011 Report Share Posted July 6, 2011 glad to hear that you found the best deal. it goes to show that there is always someone else willing to take on your business. Link to comment Share on other sites More sharing options...
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